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UpSteam Services

Active
Private limited companyfounded 2023active for 3 yearsGachardstraat 88, 1050 Elsene, Belgium163 active companies are registered at this addressKBO/BCE: BE 1000.753.453

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of UpSteam Services is 2.3% (moderate). The 2025 annual accounts show negative equity (-€25,361) and a net result of €724. Its solvency ranks better than 8% of 3,298 sector peers (NACE 95, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 04-10-2023 Normal situation
Legal form
Private limited company
Registered office
Gachardstraat 88, 1050 Elsene
Activity
Washing and cleaning of motor vehicles NACE 95316and 1 other
Establishment unit
2.350.218.245 1050 Elsene, since 04-10-2023
Financial year end
31 December
Peppol
Reachable since 23-03-2026

Board and ownership

Board
  • UpSteam Eesti OÜDirector

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Gross margin
€22,456
Turnover
≈ €93,000
estimated
Profit
€724
Equity
-€25,361
▲ 2.8%
Total assets
€34,624
▼ 42.3%
Staff
0.6 FTE
2025 accounts filed 17 days after the deadline
Filed on 17-08-2026at the National Bank
Score breakdownraises riskFounded in 2023Negative equity -€25,361Last filed accounts filed 17 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 0.56, cash €8,809, halvedShow the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 23% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -73.2% of total assets
Liquidity 32-12
short-term debt 173.2% · cash 25.4%
Profitability 43+43
return on assets 2.1%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: 1.9%lowest value 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 2.3%▲ +0.4 percentage points vs 12-2024 02-2025: 2.4%▲ +0.1 percentage points vs 01-2025 03-2025: 2.7%▲ +0.3 percentage points vs 02-2025 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.9%▲ +0.2 percentage points vs 04-2025 06-2025: 3.0%▲ +0.1 percentage points vs 05-2025 07-2025: 2.9%▼ -0.1 percentage points vs 06-2025 08-2025: 2.9%● unchanged vs 07-2025 09-2025: 3.3%▲ +0.4 percentage points vs 08-2025 10-2025: 3.3%● unchanged vs 09-2025 11-2025: 3.3%● unchanged vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.3%● unchanged vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.2%▼ -0.1 percentage points vs 02-2026 04-2026: 3.2%● unchanged vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026 06-2026: 3.1%▼ -0.1 percentage points vs 05-2026 07-2026: 3.3%▲ +0.2 percentage points vs 06-2026 08-2026: 4.3%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 2.3%▼ -2.0 percentage points vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.56 (0.7 in 2024), below 1. Short-term debt is 173.2% and cash 25.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 6% of them on solvency, 23% on liquidity, 25% on profitability and 40% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.56, cash €8,809, halved
NBB · annual accounts
raises risk · Negative equity -€25,361
NBB · annual accounts
raises risk · Last filed accounts filed 17 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 3298 sector peers (2025).
NBB · sector comparison
Position among 3298 sector peers
Solvency
better than 8%
← weakest strongest →
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
17 days late
2024
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 24 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€25,361 View
  • Caution: Lower solvency than 91% of companies in repair of computers and personal goodssector median 37.8% · 3,298 companies -73.2% View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about UpSteam Services

What is the company number of UpSteam Services?
The company number of UpSteam Services is 1000.753.453. The VAT number is the same number with BE in front: BE 1000.753.453.
Where is UpSteam Services based?
The registered office is at Gachardstraat 88, 1050 Elsene.Company details
What does UpSteam Services do?
According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
What is the legal form of UpSteam Services?
The legal form of UpSteam Services is Private limited company (BV).
When was UpSteam Services founded?
UpSteam Services was founded on 04-10-2023.
Is UpSteam Services still active?
Yes, UpSteam Services is an active enterprise in the KBO register.
How many employees does UpSteam Services have?
UpSteam Services had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of UpSteam Services?
The turnover in financial year 2025 is ≈ €93,000. This figure is estimated from the gross margin of €22,456 and 61 comparable companies (NACE 95316). It probably lies between €64,000 and €190,000. It is a rough estimate.
Is UpSteam Services profitable?
In financial year 2025, UpSteam Services made a profit of €724.
Where can I find the annual accounts of UpSteam Services?
UpSteam Services filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of UpSteam Services due?
UpSteam Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as UpSteam Services: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €21,900 and €37,700, founded between 2022 and 2024.

CompanyTotal assetsGross margin
UpSteam Services Elsene€34,624€22,456
CAR CLEAN AT HOME Mouscron€31,039€24,705
Z TOP SERVICE Ieper€34,613€23,711
SUBZERO Boortmeerbeek€28,394€26,241
PRESTACIONAL SERVICES Gerpinnes€37,304€25,273
WE WASH Ukkel€21,935€17,387
MV Detailing Antwerpen€37,651€27,514
Full comparison

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