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UNITAP

Active
Public limited companyfounded 198343 yrs activeGroenendaallaan 17, 8400 Oostende, BelgiumKBO/BCE: BE 0424.059.749
Summary

The computed 12-month bankruptcy probability of UNITAP is 2.7% (moderate). The 2025 annual accounts show equity of €153,560 and a net result of -€44,822. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 21% of 11293 sector peers (fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
UNITAPActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112Supermarkets NACE 47114
1 site
Size
€1.4mtotal assets 2025
Staff
10.6 FTE
Equity
€153,560
Loss
-€44,822
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2025
Bankruptcy chance 12 m
2.7%
Structure
Parent
DISTRIHOLD · 100%
Accounts 2 d early0 of 7 deeds read
Why 50- Equity €153,560 (10.9% of total assets)- 1 change of registered office in 24 months- Sector Retail trade (NACE 47)- Size: 10.6 FTE, total assets €1.4mShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 36-1
equity 10.9% of total assets
Liquidity 29-2
short-term debt 47.0% · cash 2.1%
Profitability 65-8
return on assets -3.2%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,670 companies)
Last 23 months 12-2024: 2.1% 01-2025: 1.0%▼ -53.6% vs 12-2024lowest value 02-2025: 1.0%● 0.0% vs 01-2025lowest value 03-2025: 1.0%● 0.0% vs 02-2025lowest value 04-2025: 1.0%● 0.0% vs 03-2025lowest value 05-2025: 1.0%● 0.0% vs 04-2025lowest value 06-2025: 1.0%● 0.0% vs 05-2025lowest value 07-2025: 1.0%▲ +1.8% vs 06-2025 08-2025: 1.0%● 0.0% vs 07-2025 09-2025: 1.0%▲ +1.7% vs 08-2025 10-2025: 1.0%● 0.0% vs 09-2025 11-2025: 1.0%▼ -2.6% vs 10-2025 12-2025: 1.2%▲ +24.5% vs 11-2025 01-2026: 1.5%▲ +17.3% vs 12-2025 02-2026: 2.2%▲ +49.1% vs 01-2026 03-2026: 2.2%● 0.0% vs 02-2026 04-2026: 2.2%● 0.0% vs 03-2026 05-2026: 2.2%● 0.0% vs 04-2026 06-2026: 2.2%● 0.0% vs 05-2026 07-2026: 2.2%▲ +1.6% vs 06-2026 08-2026: 2.2%● 0.0% vs 07-2026 09-2026: 2.3%▲ +3.1% vs 08-2026 10-2026: 2.7%▲ +17.1% vs 09-2026highest value
  • Equity €153,560 (10.9% of total assets) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Size: 10.6 FTE, total assets €1.4m raises the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.64 in 2024; short-term debt: 47% and cash: 2.1% of total assets), but 89.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 23%, liquidity 29%, profitability 47%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Equity €153,560 (10.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: 10.6 FTE, total assets €1.4m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11293 sector peers (2025).
NBB · sector comparison
Position among 11293 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 29-12-2025, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
11 d early
2023
5 d early
2022
on the day
2021
31 d late
2020
16 d late
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today. Usually files around 26 December (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-05-2026 close03-10-2026 today31-12-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €54,118

Key points

  • Caution: From profit to loss in 2025after €54,118 in 2024 -€44,822 View
  • Caution: Among the weakest 10% on net resultsector median €28,692 · 11,279 companies -€44,822 View
  • Controlled by DISTRIHOLD 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.4m
Loss
-€44,822
Solvency
10.9%
Total assets▼ 13.6%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2016
Next accounts
by 31-12-2026
  1. 29-12-2025Annual accounts filed
  2. 20-12-2024Annual accounts filed
  3. 31-05-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
14-04-1983
Year ends
31-05
Peppol
Reachable for e-invoices
Go to Company details

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