Skip to content

Tuindecor

Active
Private limited companyfounded 199234 yrs activeAarschotsesteenweg 191, 2230 Herselt, BelgiumKBO/BCE: BE 0446.540.389
Summary

Tuindecor has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,022 and a net result of -€1,837. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 27% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
TuindecorActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47522
1 site
Size
€53,576total assets 2025
Equity
€4,022
Loss
-€1,837
Turnover not published (abridged schema)
Financial health
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Board
2 members
Accounts 74 d early
Why 81- Sector Retail trade (NACE 47)- Equity €4,022 (7.5% of total assets)+ Size: total assets €53,576+ Liquidity: current ratio 0.95, cash €28,725Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 29% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 33-3
equity 7.5% of total assets
Liquidity 50=
short-term debt 92.5% · cash 53.6%
Profitability 29+4
return on assets -3.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -1.1% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +0.2% vs 03-2025 05-2025: 0.4%▼ -1.6% vs 04-2025 06-2025: 0.5%▲ +18.5% vs 05-2025highest value 07-2025: 0.5%● 0.0% vs 06-2025highest value 08-2025: 0.5%● 0.0% vs 07-2025highest value 09-2025: 0.5%▼ -2.6% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -1.2% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%▼ -7.0% vs 03-2026 05-2026: 0.4%▼ -0.7% vs 04-2026 06-2026: 0.4%▼ -12.9% vs 05-2026lowest value 07-2026: 0.4%● 0.0% vs 06-2026lowest value 08-2026: 0.4%● 0.0% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Sector Retail trade (NACE 47) raises the probability
  • Equity €4,022 (7.5% of total assets) raises the probability
  • Size: total assets €53,576 lowers the probability for this profile
  • Liquidity: current ratio 0.95, cash €28,725 lowers the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 24%, liquidity 52%, profitability 24%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Equity €4,022 (7.5% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €53,576
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.95, cash €28,725
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 d early
2024
76 d early
2023
86 d early
2022
83 d early
2021
87 d early
2020
75 d early
2019
66 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 78 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Appointments: THEYS Jos (statutory director) and…Resignations: THEYS Jos (statutair benoemd…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€1,837 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • New directorslatest change 13-05-2026 · 2 in office 2 joined View

By topic

Financials

Fiscal year
2025
Total assets
€53,576
Loss
-€1,837
Solvency
7.5%
Total assets▼ 2.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 18-05-2026Annual accounts filed
  2. 13-05-2026Appointments: THEYS Jos (statutory director) and VOET…
  3. 16-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47522
Founded
13-02-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Purpose
De aan- en verkoop, in- en uitvoer, groot- en klein-handel in tuinartikelen…
Go to Articles of association

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure