TOUAMI

Active

Private limited companyfounded 2015active for 11 yearsPassage de la Gare 1, 5000 Namur, BelgiumKBO/BCE: BE 0633.558.270

Summary

TOUAMI has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €440,770 and a net result of €86,986. Equity is growing by about 46% per year across the filed financial years. Its solvency ranks better than 95% of 16,824 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

TOUAMIActiveChecked score 98/100

Risk analysis Report Compare

Activity

Limited-service restaurants, excluding mobile food services

NACE 56112

1 site

Size

€468,657total assets 2025

Staff: 2.8 FTE
Equity: €440,770
Profit: €86,986

Turnover not published (micro format)

Financial health

98 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

TOUAMI AhmedDirector

2025 accounts 15 days early1 of 3 deeds summarised

Why 98raises riskSector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 16.14, cash €207,226Equity €440,770 (94.0% of total assets)Figures for financial year 2025 (filed 16-07-2026)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 86% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 94.0% of total assets

Liquidity 100+6

short-term debt 6.0% · cash 44.2%

Profitability 92-8

return on assets 18.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)

Last 24 months 11-2024: 0.3%highest value 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.2%▼ -0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €40,000 on 30-day terms is acceptable

Liquidity ample (current ratio 16.14, compared with 4.88 in 2024, above the usual 1.5; short-term debt: 6% and cash: 44.2% of total assets), and 6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 99% on liquidity, 80% on profitability and 69% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Liquidity: current ratio 16.14, cash €207,226

NBB · annual accounts

Equity €440,770 (94.0% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 16-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

15 days early

2024

8 days early

2023

on the day

2022

144 days late

2021

13 days early

2020

4 days early

2019

39 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

16-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Liquidity more than triplescurrent ratio 16.14
23-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 5% on solvencysector median 29.7% · 16,824 companies 94.0% View
Positive: 8 profitable years in a rowprofit 2025: €86,986 8 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €468,657
Profit: €86,986
Solvency: 94.0%

Total assets▲ 6.1%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

TOUAMI AhmedDirector

Go to Board & ownership

Timeline

Events: 16
Since: 2017
Next accounts: by 31-07-2027

09-04-2025Resignation: TOUAMI Ahmed (manager)
31-12-2024Highest result from 2018 to 2025
31-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded: 06-07-2015
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 30

Annual meeting: Second Saturday of June at 15:00
Purpose: “Toutes activités en rapport direct ou indirect avec : la restauration en général et le…” (deed in French)

Go to Articles of association

Key facts about TOUAMI

What is the company number of TOUAMI?: 0633.558.270. In Belgium the VAT number is the company number with BE in front: BE 0633.558.270.
Where is TOUAMI based?: The registered office is at Passage de la Gare 1, 5000 Namur.Company details
What does TOUAMI do?: According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of TOUAMI?: Private limited company (BV).
When was TOUAMI founded?: On 06-07-2015.
Is TOUAMI still active?: Yes, TOUAMI is an active enterprise in the KBO register.
How many employees does TOUAMI have?: On average 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TOUAMI?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TOUAMI profitable?: In financial year 2025, TOUAMI made a profit of €86,986.
Where can I find the annual accounts of TOUAMI?: TOUAMI filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOUAMI due?: By 31-07-2027, for financial year 2026.Timeline