Financials
- Fiscal year
- 2025
- Total assets
- €23,276
- Loss
- -€5,708
- Solvency
- 14.5%
TME Systems
ActiveSummary
The computed 12-month bankruptcy probability of TME Systems is 2.3% (moderate). The annual accounts of TME Systems for fiscal year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €3,373 and a net result of -€5,708. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 30651 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
General electrical installation work
NACE 43211
1 site
How big
€23,276total assets 2025
- Equity
- €3,373
- Loss
- -€5,708
Turnover not published (abridged schema)
Who decides
Accounts 2 d early0 of 2 deeds read
Why 50- Liquidity: current ratio 1.16- Sector Specialised construction activities (NACE 43)- Loss of €5,708, the second in a row (FY 2025)+ Size: total assets €23,276Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
39-22
equity 14.5% of total assets
Liquidity
6-38
short-term debt 85.5%
Profitability
0-35
return on assets -24.5%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 2.2%lowest value
09-2026: 2.3%▲ +1.8% vs 08-2026
10-2026: 2.3%▲ +0.8% vs 09-2026highest value
- Size: total assets €23,276 lowers the probability for this profile
- Liquidity: current ratio 1.16 raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Loss of €5,708, the second in a row (FY 2025) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.16 against 1.78 in 2024; short-term debt: 85.5% of total assets), and 85.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 17%, liquidity 4%, profitability 4%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2021232425
2020 to 2025 · latest year -€5,708
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 30651 sector peers (2025).
NBB · sector comparisonPosition among 30651 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
4 d late
2023
1 d early
2021
9 d late
2020
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€5,708
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2021
- Next accounts
- by 31-01-2027
- 29-01-2026Annual accounts filed
- 30-06-2025Weakest financial year
- 04-02-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General electrical installation workNACE 43211
- Founded
- 20-12-2018
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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