Parent and group
- CATHANA100%
From the official registers: KBO 17 annual accounts at the National Bank publications in the Belgian Official Gazette
TITRES-SERVICES HEDWIGE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,646 and a net result of €111,782. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 12% of 1,552 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, medium-sized). It does better than 16% of them on solvency, 44% on liquidity, 99% on profitability and 28% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
These companies have the same main activity as TITRES-SERVICES HEDWIGE: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €429,000 and €689,000, founded between 2008 and 2011.
| Company | Total assets | Gross margin |
|---|---|---|
| TITRES-SERVICES HEDWIGE Ganshoren | €0.4m | €2.2m |
| Titres-Services Leszczynski Ganshoren | €0.4m | €2.1m |
| HAPPI HOME Haacht | €0.4m | €2.0m |
| L & S Haaltert | €0.5m | €3.0m |
| DCO De Bron Zottegem | €0.6m | €1.9m |
| FULL HOME SERVICES Waterloo | €0.5m | €3.5m |
| CP GROUP Ganshoren | €0.7m | €2.5m |
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