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TIM-COM

Active
Private limited company (pre-2019)founded 20178 yrs activeBorrensstraat 51, 1050 Elsene, BelgiumKBO/BCE: BE 0682.517.932
Summary

TIM-COM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €565,399 and a net result of €139,616. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 8619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
TIM-COMActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€1.0mtotal assets 2025
Equity
€565,399
Profit
€139,616
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 36 d early0 of 3 deeds read
Why 85- Sector Construction of residential and non-residential buildings (NACE 41)- Liquidity: current ratio 2.78, cash €6,657+ Size: total assets €1.0m+ Figures for FY 2025 (filed 25-03-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 81+9
equity 55.9% of total assets
Liquidity 45+1
short-term debt 19.0% · cash 0.7%
Profitability 86+10
return on assets 13.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,187 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.1%▲ +11.7% vs 12-2024 02-2025: 1.1%● 0.0% vs 01-2025 03-2025: 1.1%▲ +7.4% vs 02-2025 04-2025: 1.3%▲ +12.0% vs 03-2025highest value 05-2025: 1.1%▼ -16.1% vs 04-2025 06-2025: 1.1%● 0.0% vs 05-2025 07-2025: 1.0%▼ -4.7% vs 06-2025 08-2025: 1.0%● 0.0% vs 07-2025 09-2025: 1.0%● 0.0% vs 08-2025 10-2025: 1.0%● 0.0% vs 09-2025 11-2025: 0.8%▼ -18.4% vs 10-2025 12-2025: 0.9%▲ +3.1% vs 11-2025 01-2026: 0.9%▲ +7.4% vs 12-2025 02-2026: 0.8%▼ -9.7% vs 01-2026 03-2026: 0.9%▲ +8.1% vs 02-2026 04-2026: 0.4%▼ -51.9% vs 03-2026lowest value 05-2026: 0.4%● 0.0% vs 04-2026lowest value 06-2026: 0.4%● 0.0% vs 05-2026lowest value 07-2026: 0.4%● 0.0% vs 06-2026lowest value 08-2026: 0.4%● 0.0% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Liquidity: current ratio 2.78, cash €6,657 raises the probability
  • Size: total assets €1.0m lowers the probability for this profile
  • Figures for FY 2025 (filed 25-03-2026) lowers the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.21 in 2024; short-term debt: 19% and cash: 0.7% of total assets), and 44.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 64%, liquidity 43%, profitability 70%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 2.78, cash €6,657
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.0m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 25-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
36 d early
2024
27 d early
2023
33 d early
2022
2 d late
2021
8 d early
2020
10 d late
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 3 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €500,000Eq €565,399 ▲32.8%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €51,034 to €139,616 ▲ 174% View
  • Positive: Among the best 5% on net resultsector median €8,335 · 8,612 companies €139,616 View
  • Positive: 7 profitable years in a rowprofit 2025: €139,616 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.0m
Profit
€139,616
Solvency
55.9%
Total assets▲ 12.9%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 30-04-2027
  1. 25-03-2026Annual accounts filed
  2. 30-09-2025Equity above €500,000
  3. 03-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of residential buildingsNACE 41001
Founded
04-10-2017
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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