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The Pub

Active
Private limited company (pre-2019)founded 2008active for 18 yearsKoppelkist 4, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0898.058.662
Summary

The Pub has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,845 and a net result of €519, of which €1,257 non-recurring income. Equity has been growing by about 2.4% per year since 2019. Its solvency ranks better than 95% of 17,021 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 21-05-2008 Normal situation
Activity
Cafés and bars NACE 56301
Establishment unit
2.170.954.525 3700 Tongeren-Borgloon, since 21-05-2008
Financial year end
31 March
Peppol
Reachable since 10-12-2025

Board and ownership

Board
  • Somers JeroenDirector

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 31-03-2025
Gross margin
-€1,558
▼ 2.5%
Profit
€519
▼ 88.9%
Equity
€154,845
▲ 0.3%
Total assets
€158,056
▲ 1.8%
  • 2026 accounts not filed, 5 days past the deadline
Turnover not published (micro format)
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Figures for financial year 2025 (filed on 02-11-2025)lowers riskFounded in 2008Equity €154,845 (98.0% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 55% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 100=
equity 98.0% of total assets
Liquidity 57-5
short-term debt 2.0% · cash 5.6%
Profitability 19-4
return on assets 0.3%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025 11-2025: 0.7%▲ +0.2 percentage points vs 10-2025 12-2025: 0.4%▼ -0.3 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.7%▲ +0.3 percentage points vs 09-2026 11-2026: 0.8%▲ +0.1 percentage points vs 10-2026highest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 49.02, above the usual 1.5. Short-term debt is 2% and cash 5.6% of total assets. 2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 61% on liquidity, 24% on profitability and 42% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Figures for financial year 2025 (filed on 02-11-2025)
NBB · annual accounts
lowers risk · Equity €154,845 (98.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
1 day early
2024
35 days early
2023
15 days late
2022
4 days early
2021
3 days early
2020
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 1 day after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in food and beverage servicesector median 29.6% · 17,021 companies 98.0% View
  • Positive: 5 profitable years in a rowprofit 2025: €519, mostly one-off 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as The Pub: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €135,000 and €204,000, founded between 2005 and 2011.

CompanyTotal assetsGross margin
The Pub Tongeren-Borgloon€158,056-€1,558
LIDER Beringen€171,716€908
Loch Ness resto-bar Jemeppe-sur-Sambre€147,697-€5,638
VEROSTEP Nazareth-De Pinte€137,058-€31,554
PICA PICA Ostend€134,652-€25,779
COOL Namur€134,903-€15,137
B.PASA Ghent€204,227-€45,411
Full comparison

Key facts about The Pub

What is the company number of The Pub?
The company number of The Pub is 0898.058.662. The VAT number is the same number with BE in front: BE 0898.058.662.
Where is The Pub based?
The registered office is at Koppelkist 4, 3700 Tongeren-Borgloon.Company details
What does The Pub do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of The Pub?
The Pub is a private limited company (pre-2019) (BVBA).
When was The Pub founded?
The Pub was founded on 21-05-2008.
Is The Pub still active?
Yes, The Pub is an active enterprise in the KBO register.
How many employees does The Pub have?
The Pub had an average of 7.9 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of The Pub?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is The Pub profitable?
In financial year 2025, The Pub made a profit of €519.
Where can I find the annual accounts of The Pub?
The Pub filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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