TERVEN

Active

Private limited companyfounded 1998active for 27 yearsHeidebergen 20, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0464.588.923

Summary

TERVEN has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261,924 and a net result of €20,034. Equity is shrinking by about 3.2% per year across the filed financial years. Its solvency ranks better than 92% of 11,186 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

TERVENActiveChecked score 95/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased non-residential real estate, excluding land

NACE 68203

1 site

Size

€284,797total assets 2025

Equity: €261,924
Profit: €20,034

Turnover not published (abbreviated or micro format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Largest shareholder: THALES · 50%
Board: 4 members

Accounts 33 days early1 of 5 deeds read

Why 95raises riskLiquidity: current ratio 1.97, cash €10,295, halvedlowers riskEquity €261,924 (92.0% of total assets)Founded in 1998Figures for financial year 2025 (filed 28-06-2026)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 73% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+15

equity 92.0% of total assets

Liquidity 55-17

short-term debt 4.2% · cash 3.6%

Profitability 78+10

return on assets 7.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value

Credit of up to €24,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.97, compared with 0.93 in 2024, above the usual 1.5; short-term debt: 4.2% and cash: 3.6% of total assets), and 8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 65% on liquidity, 74% on profitability and 64% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Equity €261,924 (92.0% of total assets)

NBB · annual accounts

Founded in 1998

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.97, cash €10,295, halved

NBB · annual accounts

Figures for financial year 2025 (filed 28-06-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

33 days early

2024

14 days early

2023

9 days early

2022

24 days early

2021

26 days early

2020

31 days early

2019

22 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €20,034
31-12-2025 Liquidity more than doubledcurrent ratio 1.97

Key points

Positive: Among the best 9% on solvencysector median 30.9% · 11,186 companies 92.0% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Board4 directors in office 4 View

By topic

Financials

Financial year: 2025
Total assets: €284,797
Profit: €20,034
Solvency: 92.0%

Total assets▼ 29.2%

Net result

20182025

Go to Financials

Board & ownership

Board: 4 members
Largest shareholder: THALES · 50%

DOUCHY LutgartDirector
TRIBIANTDirector
VERSTRAETEN NathanDirector
VERSTRAETEN Zoë Marie SofieDirector

Go to Board & ownership

Timeline

Events: 31
Since: 2001
Next accounts: by 31-07-2027

17-07-2025Annual accounts filed
22-07-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Renting and operating of own or leased non-residential…NACE 68203
Founded: 13-11-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 7

Who signs: Each director alone
Annual meeting: Last Thursday of June at 20:00

Go to Articles of association

Key facts about TERVEN

What is the company number of TERVEN?: 0464.588.923. In Belgium the VAT number is the company number with BE in front: BE 0464.588.923.
Where is TERVEN based?: The registered office is at Heidebergen 20, 9830 Sint-Martens-Latem.Company details
What does TERVEN do?: According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of TERVEN?: Private limited company (BV).
When was TERVEN founded?: On 13-11-1998.
Is TERVEN still active?: Yes, TERVEN is an active enterprise in the KBO register.
What is the turnover of TERVEN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TERVEN profitable?: In financial year 2025, TERVEN made a profit of €20,034.
Where can I find the annual accounts of TERVEN?: TERVEN filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TERVEN due?: By 31-07-2027, for financial year 2026.Timeline