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TERSIAL
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of TERSIAL is 1.7% (moderate). The 2025 annual accounts show equity of €20,095 and a net result of €17,095. Its solvency ranks better than 51% of 788 sector peers (NACE 10, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 28-05-2025 Normal situation
- Legal form
- Private limited company
- Registered office
- Spijkstraat 113, 9000 Gent
- Activity
- Manufacture of food products NACE 10130and 1 other
- Establishment unit
- 2.374.157.350 9000 Gent, since 28-05-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 17-06-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 1.7%
Annual accounts 2025
- Gross margin
- €290,870
- Turnover
- ≈ €690,000
- estimated
- Profit
- €17,095
- Equity
- €20,095
- Total assets
- €50,089
- Staff
- 19 FTE
2025 accounts 18 days early
Filed on 13-07-2026at the National Bank
Why 56raises riskFounded in 2025Sector: Manufacture of food products (NACE 10)Size: total assets €50,089lowers riskLiquidity: current ratio 1.31, cash €11,782Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 65% of its sector peers (NACE 10, micro)
Financial strength
Strong
Solvency
65
equity 40.1% of total assets
Liquidity
48
short-term debt 59.9% · cash 23.5%
Profitability
100
return on assets 34.1%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 3.6%highest value
07-2026: 3.6%● unchanged vs 06-2026highest value
08-2026: 1.6%▼ -2.0 percentage points vs 07-2026lowest value
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 1.7%▲ +0.1 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.31, below the usual 1.5; short-term debt: 59.9% and cash: 23.5% of total assets), and 59.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 58% on solvency, 43% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Key points
- Caution: Among the weakest 10% on equitysector median €2.1m · 788 companies €20,095 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 13-07-2026
Acts in the Belgian Official Gazette
- Incorporationact of 02-06-2025
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about TERSIAL
- What is the company number of TERSIAL?
- 1023.790.755. In Belgium the VAT number is the company number with BE in front: BE 1023.790.755.
- Where is TERSIAL based?
- The registered office is at Spijkstraat 113, 9000 Gent.Company details
- What does TERSIAL do?
- According to the KBO register, the main activity is manufacture of food products (NACE 10130).
- What is the legal form of TERSIAL?
- Private limited company (BV).
- When was TERSIAL founded?
- On 28-05-2025.
- Is TERSIAL still active?
- Yes, TERSIAL is an active enterprise in the KBO register.
- How many employees does TERSIAL have?
- On average 19 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of TERSIAL?
- ≈ €690,000 in financial year 2025. Estimated from the gross margin of €290,870: probably between €410,000 and €1.2m, based on 2,285 comparable companies of the same size. A rough estimate.
- Is TERSIAL profitable?
- In financial year 2025, TERSIAL made a profit of €17,095.
- Where can I find the annual accounts of TERSIAL?
- TERSIAL filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank
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