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TERA GROEP

Active
Private limited companyfounded 2017active for 9 yearsHulstersestraat(O) 207, 8710 Wielsbeke, BelgiumKBO/BCE: BE 0682.448.349

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TERA GROEP has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,567 and a net result of €11,703. Its solvency ranks better than 45% of 619 sector peers (NACE 53, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow ReportCompare
TERA GROEPActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 02-10-2017 Normal situation
Legal form
Private limited company
Registered office
Hulstersestraat(O) 207, 8710 Wielsbeke
Activity
Other postal and courier activities NACE 53200and 1 other
Establishment unit
2.268.890.871 8710 Wielsbeke, since 03-10-2017
Financial year end
30 June
Peppol
Reachable since 30-01-2025
Company details

Who decides

Board
Office holders in the KBO
Board & ownership

How it is doing

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2025
Gross margin
€830,174
▲ 55.0%
Turnover
≈ €1.7m
estimated
Profit
€11,703
▼ 73.4%
Equity
€154,567
▲ 8.2%
Total assets
€582,328
▲ 9.6%
Staff
12.3 FTE
▲ 43.0%
2025 accounts filed 3 days late
Filed on 03-02-2026PDF
Financials
Why 81raises riskSector: Postal and courier activities (NACE 53)Founded in 2017lowers riskSize: total assets €582,328Figures for financial year 2025 (filed 07-02-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 45% of its sector peers (NACE 53, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 52=
equity 26.5% of total assets
Liquidity 32+10
short-term debt 60.4% · cash 11.2%
Profitability 71-8
return on assets 2.0%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (914 companies, NACE 53, micro)
Last 24 months 11-2024: 5.7%highest value 12-2024: 4.3%▼ -1.4 percentage points vs 11-2024 01-2025: 4.3%● unchanged vs 12-2024 02-2025: 4.3%● unchanged vs 01-2025 03-2025: 1.4%▼ -2.9 percentage points vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.2%▼ -0.2 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.3%▲ +0.1 percentage points vs 09-2025 11-2025: 1.1%▼ -0.2 percentage points vs 10-2025 12-2025: 1.0%▼ -0.1 percentage points vs 11-2025 01-2026: 1.2%▲ +0.2 percentage points vs 12-2025 02-2026: 1.5%▲ +0.3 percentage points vs 01-2026 03-2026: 0.4%▼ -1.1 percentage points vs 02-2026lowest value 04-2026: 0.4%● unchanged vs 03-2026lowest value 05-2026: 0.4%● unchanged vs 04-2026lowest value 06-2026: 0.4%● unchanged vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.71, compared with 0.85 in 2024, below 1; short-term debt: 60.4% and cash: 11.2% of total assets), and 73.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 43% on solvency, 37% on liquidity, 49% on profitability and 49% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
lowers risk · Size: total assets €582,328
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 07-02-2026)
NBB · annual accounts
raises risk · Founded in 2017
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
3 days late
2024
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 4 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Among the best 12% on equitysector median €29,643 · 623 companies €154,567 View
  • Positive: Staff rose in 2025from 8.6 FTE to 12.3 FTE ▲ 43.0% View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about TERA GROEP

What is the company number of TERA GROEP?
0682.448.349. In Belgium the VAT number is the company number with BE in front: BE 0682.448.349.
Where is TERA GROEP based?
The registered office is at Hulstersestraat(O) 207, 8710 Wielsbeke.Company details
What does TERA GROEP do?
According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
What is the legal form of TERA GROEP?
Private limited company (BV).
When was TERA GROEP founded?
On 02-10-2017.
Is TERA GROEP still active?
Yes, TERA GROEP is an active enterprise in the KBO register.
How many employees does TERA GROEP have?
On average 12.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TERA GROEP?
≈ €1.7m in financial year 2025. Estimated from the gross margin of €830,174: probably between €1.2m and €2.4m, based on 881 comparable companies of the same size. A rough estimate.
Is TERA GROEP profitable?
In financial year 2025, TERA GROEP made a profit of €11,703.
Where can I find the annual accounts of TERA GROEP?
TERA GROEP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of TERA GROEP due?
By 31-01-2027, for financial year 2026.Timeline

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