Checked.be · Company dossierhttps://checked.be/en/c/tema-consulting-0502295494 · as of 23-10-2026
TEMA CONSULTING
Active
Private limited company (pre-2019) · founded 2013 · active for 13 yearsRue des Braicheux(M) 99, 7110 La Louvière, BelgiumKBO/BCE: BE 0502.295.494
Summary
For TEMA CONSULTING, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €101,194 and a net result of €40,509. Equity is growing by about 9.6% per year across the filed financial years. Its solvency ranks better than 61% of 9,459 sector peers (NACE 82, financial year 2024). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Signalsraises riskFigures for financial year 2024 (filed 11-02-2025)1 financial year not filed after the legal deadline; latest accounts 5 days lateAnnual accounts not filedlowers riskLiquidity: current ratio 2.30, cash €76,905Sector: Office administrative, office support and other business support activities (NACE 82)neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency88-9
equity 62.6% of total assets
Liquidity83-1
short-term debt 36.7% · cash 47.6%
Profitability100=
return on assets 25.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
0.5%Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.2% (12,639 companies, NACE 82, micro)
Last 24 months11-2024: < 0.1%12-2024: < 0.1%● unchanged vs 11-202401-2025: 0.1%▲ +0.1 percentage points vs 12-202402-2025: 0.1%● unchanged vs 01-202503-2025: < 0.1%▼ -0.1 percentage points vs 02-202504-2025: < 0.1%● unchanged vs 03-202505-2025: < 0.1%● unchanged vs 04-202506-2025: < 0.1%● unchanged vs 05-202507-2025: < 0.1%● unchanged vs 06-2025lowest value08-2025: < 0.1%● unchanged vs 07-2025lowest value09-2025: < 0.1%● unchanged vs 08-2025lowest value10-2025: < 0.1%● unchanged vs 09-202511-2025: < 0.1%● unchanged vs 10-202512-2025: < 0.1%● unchanged vs 11-202501-2026: < 0.1%● unchanged vs 12-202502-2026: 0.1%▲ +0.1 percentage points vs 01-202603-2026: 0.1%● unchanged vs 02-202604-2026: 0.2%▲ +0.1 percentage points vs 03-202605-2026: 0.2%● unchanged vs 04-202606-2026: 0.3%▲ +0.1 percentage points vs 05-202607-2026: 0.6%▲ +0.3 percentage points vs 06-202608-2026: 0.6%● unchanged vs 07-202609-2026: 0.6%● unchanged vs 08-2026highest value10-2026: 0.5%▼ -0.1 percentage points vs 09-2026
30-06-2025 year end31-01-2026 deadline23-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 04-02-2025, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 3 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2024 · micro…
Equity above €100,000equity €101,194 ▲14.1%
Annual accounts filedfinancial year 2023 · micro…
Key points
Risk: Accounts not fileddeadline was 31-01-2026265 days lateView
Total assets 20246 financial years filed€161,584View