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TECTRONIC

Active
Private limited companyfounded 200818 yrs activeIndustrielaan 26, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0897.182.494
Summary

TECTRONIC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €998,110 and a net result of €199,428. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Retail sale of information and communication equipment
NACE 47400NACE 47410Retail sale of other sporting goods NACE 47639
1 site
Size
€2.3mtotal assets 2025
Staff
3.2 FTE
Equity
€998,110
Profit
€199,428
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
LAMMAT · 100%
Accounts 15 d early0 of 4 deeds read
Why 96- Sector Retail trade (NACE 47)+ Founded in 2008+ Figures for FY 2025 (filed 16-07-2026)+ Size: 3.2 FTE, total assets €2.3mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 68+4
equity 43.2% of total assets
Liquidity 60+6
short-term debt 12.7% · cash 9.1%
Profitability 80+5
return on assets 8.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 14 months 09-2025: 0.2% 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%▲ +7.0% vs 01-2026highest value 03-2026: 0.2%▼ -1.3% vs 02-2026 04-2026: 0.1%▼ -58.0% vs 03-2026 05-2026: 0.1%▲ +5.3% vs 04-2026 06-2026: 0.1%▲ +21.0% vs 05-2026 07-2026: 0.2%▲ +28.9% vs 06-2026 08-2026: 0.1%▼ -45.5% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 2008 lowers the probability for this profile
  • Figures for FY 2025 (filed 16-07-2026) lowers the probability
  • Size: 3.2 FTE, total assets €2.3m lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 5.32 against 2.71 in 2024; short-term debt: 12.7% and cash: 9.1% of total assets), but 56.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 58%, liquidity 66%, profitability 70%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 16-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 3.2 FTE, total assets €2.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
16 d early
2023
69 d early
2022
52 d early
2021
27 d early
2020
31 d late
2019
90 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2018net €305,978 ▲369%

Key points

  • Positive: Among the best 13% on net resultsector median €28,692 · 11,279 companies €199,428 View
  • Positive: 8 profitable years in a rowprofit 2025: €199,428 8 years View
  • Controlled by LAMMAT 100% View
  • Caution: Result fell in 2025from €305,978 to €199,428 ▼ 34.8% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.3m
Profit
€199,428
Solvency
43.2%
Total assets▲ 2.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 15-07-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
27-03-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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