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TBD FINANCES

Active
Public limited companyfounded 2000active for 26 yearsMarsveldplein 5, 1050 Ixelles, BelgiumKBO/BCE: BE 0472.432.164
Summary

TBD FINANCES has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26.8m and a net result of €3.8m. Equity has been growing by about 10% per year since 2018. Its solvency ranks better than 95% of 545 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-07-2000 Normal situation
Registered office
397 active companies are registered at this address 31 started in the 12 months before. Source: KBO register, as of 5 November 2026.
Activity
Combined facilities support activities NACE 81100and 1 other
Establishment unit
2.098.076.346 1050 Ixelles, since 15-05-2001
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
Auditor
BST Réviseurs d'Entreprises
Holdings
Shares in 13 companies including Paris Sud Hydraulique and SCI Orme d'argent

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Turnover
€4.6m
▲ 6.3%
Profit
€3.8m
▼ 22.3%
Equity
€26.8m
▲ 16.5%
Total assets
€28.3m
▲ 10.0%
Score breakdownraises riskSector: Services to buildings and landscape activities (NACE 81)lowers riskFounded in 2000Equity €26.8m (94.7% of total assets)Size: turnover €4.6m, total assets €28.3mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of medium-sized companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 94.7% of total assets
Liquidity 66+11
short-term debt 5.3% · cash 12.7%
Profitability 71-14
return on assets 13.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (144 companies, NACE 81, medium-sized)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €450,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.8 (1.5 in 2024), above the usual 1.5. Short-term debt is 5.3% and cash 12.7% of total assets. 5.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, medium-sized). It does better than 95% of them on solvency, 85% on liquidity, 59% on profitability and 71% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €26.8m (94.7% of total assets)
NBB · annual accounts
lowers risk · Size: turnover €4.6m, total assets €28.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
7 days early
2023
on the day
2022
22 days late
2021
13 days early
2020
31 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in building services and landscapingsector median 41.4% · 545 companies 94.7% View
  • Positive: 8 profitable years in a rowprofit 2025: €3.8m 8 years View
  • Heads a groupcompanies controlled 13 View
  • Subsidiary with negative equitySCI Les Muriers · loss of €247,174 in 2025 · 10 other subsidiaries too -€2.9m View

Recent changes

  1. · Gazette deed Reappointment: DERICHEBOURG Daniel (sole statutory director)
  2. · Gazette deed Reappointment: BST Réviseurs d'Entreprises (statutory auditor)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as TBD FINANCES: combined facilities support activities (NACE 81100). They are comparable in size and age: total assets between €11m and €73m, founded between 1989 and 2003.

CompanyTotal assetsTurnover
TBD FINANCES Ixelles€28.3m€4.6m
JONES LANG LASALLE SERVICES Brussels€17.1m€5.2m
Régie foncière provinciale autonome du Brabant Wallon Wavre€42.0m€1.9m
CALORIBEL Molenbeek-Saint-Jean€21.2m€17.3m
WIDEM HOLDING COMPANY Damme€59.9m€10.5m
INTERCOMMUNALE DE GESTION IMMOBILIERE LIEGEOISE Liège€72.6m€1.5m
COFINIMMO SERVICES Woluwe-Saint-Pierre€11.0m€12.7m
Full comparison

Key facts about TBD FINANCES

What is the company number of TBD FINANCES?
The company number of TBD FINANCES is 0472.432.164. The VAT number is the same number with BE in front: BE 0472.432.164.
Where is TBD FINANCES based?
The registered office is at Marsveldplein 5, 1050 Ixelles.Company details
What does TBD FINANCES do?
According to the KBO register, the main activity is combined facilities support activities (NACE 81100).
What is the legal form of TBD FINANCES?
TBD FINANCES is a public limited company (NV).
When was TBD FINANCES founded?
TBD FINANCES was founded on 19-07-2000.
Is TBD FINANCES still active?
Yes, TBD FINANCES is an active enterprise in the KBO register.
What is the turnover of TBD FINANCES?
The turnover of TBD FINANCES was €4.6m in financial year 2025, according to the filed annual accounts.Financials
Is TBD FINANCES profitable?
In financial year 2025, TBD FINANCES made a profit of €3.8m.
Where can I find the annual accounts of TBD FINANCES?
TBD FINANCES filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TBD FINANCES due?
TBD FINANCES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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