Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of TARACOOP is 0.5% (very low). The 2024 annual accounts show equity of €468k and a net result of €180k. Equity is growing by ~52.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 972 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Signals
2 signals · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 31-07-2025 | on the day | 2025-00339184 |
| 31-12-2023 | 31-07-2024 | 19-07-2024 | 12 d early | 2024-00262887 |
| 31-12-2022 | 31-07-2023 | 28-05-2023 | 64 d early | 2023-00096491 |
| 31-12-2021 | 31-07-2022 | 25-08-2022 | 25 d late | 2022-20315277 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Very low
0%0,5%1,5%4%10%≥25%
Multiple establishment units
+Lower-risk legal form
−Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€874k
EBIT margin24.7%
Net result€180k+157.9%
Working capital€520k+49.7%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~52.2%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 49.8% | 39.7% | |
| Net result | €180k | €32k | |
| Equity | €468k | €152k | |
| Gross operating margin | €958k | €59k | |
| Staff costs | €690k | €191k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P59
Improving position over 2021-2024
· n=419-972
P80
Improving position over 2021-2024
· n=418-972
P66
Improving position over 2021-2024
· n=419-973
P95
Stable position over 2021-2024
· n=324-813
Describes the position versus peers, not a forecast.
€874k
-
21-24
€263k
+119.3%
21-24
€180k
+157.9%
21-24
€203k
+122.3%
21-24
€939k
+24.3%
21-24
€468k
+62.3%
21-24
€520k
+49.7%
21-24
17
+16.3%
21-24
€690k
+4.4%
21-24
€59k
+110.7%
21-24
€471k
+0.9%
21-24
€336k
-1.6%
21-24
€135k
+7.7%
21-24
2.55
+26.3%
21-24
2.42
+26.2%
21-24
49.8%
+30.6%
21-24
1.01
-37.9%
21-24
38.4%
+58.9%
21-24
19.1%
+107.5%
21-24
19.5%
-
21-24
26.7%
-
21-24
167.05
+53.0%
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €263k |
| Net profit | €180k |
| Cash flow | €203k |
| Staff costs | €690k |
| Income taxes | €59k |
| Dividends | - |
| Total assets | €939k |
| Equity | €468k |
| Debt | €471k |
| of which ≤ 1y | €336k |
| of which > 1y | €135k |
| Working capital | €520k |
| Employees (FTE) | 17.1 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.55 |
| Quick ratio | 2.42 |
| Working capital ratio | 55.3% |
| Solvency | 49.8% |
| Debt / equity | 1.01 |
| Long-term debt ratio | 0.29 |
| Interest coverage | 167.05 |
| Gross margin | - |
| Net margin | - |
| ROA | 19.1% |
| ROE | 38.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €939k |
| Fixed assets | 21/28 | €84k |
| Intangible fixed assets | 21 | €1k |
| Tangible fixed assets | 22/27 | €82k |
| Financial fixed assets | 28 | €541 |
| Current assets | 29/58 | €856k |
| Stocks & contracts in progress | 3 | €42k |
| Amounts receivable within one year | 40/41 | €401k |
| Cash & bank | 54/58 | €411k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €939k |
| Equity | 10/15 | €468k |
| Contributions / capital | 10/11 | €8k |
| Reserves | 13 | €356k |
| Accumulated profits (losses) | 14 | €104k |
| Amounts payable | 17/49 | €471k |
| Amounts payable after one year | 17 | €135k |
| Amounts payable within one year | 42/48 | €336k |
| Trade debts payable within one year | 44 | €171k |
| Income statement | ||
| Gross operating margin | 9900 | €958k |
| Operating result | 9901 | €239k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €239k |
| Income taxes | 67/77 | €59k |
| Net result for the period | 9904 | €180k |
| Result to be appropriated | 9905 | €180k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed94
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
10 directorsCurrent directors & mandates
-
Current15-10-2025 → present
-
Current03-10-2024 → present
-
Current03-10-2024 → present
2 events
- 15-10-2025 Appointed· Managing director
- 03-10-2024 Mandate renewed· Director
-
Current09-03-2023 → present
4 events
- 19-12-2024 Appointed· Daily management
- 03-10-2024 Mandate renewed· Director
- 09-03-2023 Appointed· Director
- 23-12-2021 Resigned· Director
-
Current09-03-2023 → present
3 events
- 03-10-2024 Mandate renewed· Director
- 09-03-2023 Appointed· Director
- 03-03-2022 Resigned· Director
-
Current09-03-2023 → present
3 events
- 03-10-2024 Mandate renewed· Director
- 09-03-2023 Appointed· Director
- 03-03-2022 Resigned· Director
Former directors (4)
-
Former03-10-2024 → 15-10-2025
2 events
- 15-10-2025 Resigned· Director
- 03-10-2024 Mandate renewed· Director
-
Former09-03-2023 → 19-12-2024
3 events
- 19-12-2024 Resigned· Director
- 09-03-2023 Appointed· Director
- 03-03-2022 Resigned· Director
-
Former- → 23-12-2021
-
Former- → 23-12-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Cooperative company(706) |
| Incorporation | 22-01-2021 |
| Status | Active |
| Postal code | 4000 |
Structure & network
Locations & real estate
Establishment units
10 locationsTaracoop
since 20212.312.258.383
La Fée Pompette par Catherine Jarbinet
since 20212.313.361.809
La chouette cueillette par Pierre XHAYETEUX
since 20212.322.380.928
WELLBEDO par Géraldine BAIBAY
since 20222.334.172.069
Coton Urbain by Lara Perini
since 20222.339.249.327
Image de soi par Sylvie Vigneron
since 20222.346.639.044
Chez Moustache et patapouf par Joëlle Schoonbroodt
since 20232.346.638.945
Beauté et Bien-être By Sandra Cnt
since 20252.367.649.442
La Fromagerie de Garde, par Catherine Bielen
since 20252.378.632.515
Rocco La Rosa Coaching
since 20252.378.753.962
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels10
Ground area1.1 ha
Buildings9
Building footprint1,797 m²
Volume (LiDAR)11,243 m³
Tallest building15.4 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
10
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62081C0001/00B000 | Wallonia | 3,374 m² | - | - |
| 62810B0168/00S004 | Wallonia | 2,934 m² | 1 · 984 m² | 8.5 m · 2 fl. |
| 62032E0603/00D000 | Wallonia | 2,623 m² | 1 · 159 m² | 14.1 m · 4 fl. |
| 62354C0018/00C025 | Wallonia | 588 m² | 1 · 41 m² | 8.8 m · 3 fl. |
| 62073B0341/00R003indicative | Wallonia | 413 m² | 1 · 70 m² | 8.2 m · 2 fl. |
| 63015B0815/00F000 | Wallonia | 288 m² | 1 · 212 m² | 9.6 m · 2 fl. |
| 62095D0059/00P000 | Wallonia | 253 m² | 1 · 42 m² | 8.9 m · 2 fl. |
| 62001B0655/00K000 | Wallonia | 251 m² | 1 · 47 m² | 7.8 m · 2 fl. |
| 62063A0242/00H000 | Wallonia | 223 m² | 1 · 187 m² | - |
| 62063A0698/00E000 | Wallonia | 77 m² | 1 · 55 m² | 15.4 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 9
9 of 10 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
7 acts All acts · 7
updated 9 months ago
2025
15-10-2025 2 directors appointed, 1 resigning
- SCHRAEPEN Caroline, Bestuurder
- STÉVENS Delphine, Gedelegeerd bestuurder
- DRÈZE Benoit, Bestuurder
Summary:
v3.2
2024
19-12-2024 2 directors appointed, 1 resigning, 5 reappointed
- GEENEN Chrystelle, Dagelijks bestuur
- RENNOTTE Anne-Cécile, Bestuurder
- PINCHARD Claire, Bestuurder
- DRÈZE Benoit, Bestuurder
- GEENEN Chrystelle, Bestuurder
- JARBINET Catherine, Bestuurder
- STÉVENS Delphine, Bestuurder
- VANEBERG Maud, Bestuurder
Summary:
v3.2
2023
09-03-2023 4 directors appointed
- Catherine Jarbinet, Bestuurder
- Claire Pinchard, Bestuurder
- Maud Vaneberg, Bestuurder
- Chrystelle GEENEN, Bestuurder
Summary:
v3.2
2022
03-03-2022 3 resigning
- Catherine Jarbinet, Bestuurder
- Claire Pinchard, Bestuurder
- Maud Vaneberg, Bestuurder
Summary:
v3.2
2021
23-12-2021 3 resigning
- Paul Maréchal, Bestuurder
- Joseph Fléron, Bestuurder
- Chrystelle Geenen, Bestuurder
Summary:
v3.2
06-07-2021 Articles of association amended
Summary:
v3.2
26-01-2021 Incorporation of a new Comm.VA
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes92
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
100
Solvency
95
Growth
78
Stability
94
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verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameFR | TARACOOP |
Registered office
Rue de Steppes 24
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.