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TALPE F. CONSTRUCT

Active
Public limited companyfounded 1989active for 37 yearsMarkegemstraat(Wak) 91, 8720 Dentergem, BelgiumKBO/BCE: BE 0437.987.761
Summary

TALPE F. CONSTRUCT has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373,005 and a net result of €80,666. Equity has been growing by about 39% per year since 2018. Its solvency ranks better than 22% of 173 sector peers (NACE 16, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-07-1989 Normal situation
Activity
Manufacture of other builders' carpentry and joinery NACE 16230and 1 other
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2024
Establishment unit
2.045.660.615 8720 Dentergem, since 21-11-1989
Financial year end
31 December
Peppol
Reachable since 28-08-2023

Board and ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€412,929
▲ 9.5%
Turnover
≈ €970,000
estimated
Profit
€80,666
▲ 15.8%
Equity
€373,005
▲ 27.6%
Total assets
€1.4m
▲ 0.5%
Employees on 31-12-2025
3
=
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskFounded in 1989Liquidity: current ratio 2.43, cash €340,622Size: 2.8 FTE, total assets €1.4mShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in wood and cork (NACE 16)
Financial strength · tick: 2024
Strong
Solvency 51+6
equity 25.9% of total assets
Liquidity 69+16
short-term debt 26.6% · cash 23.7%
Profitability 76+1
return on assets 5.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,032 companies, NACE 16, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.43 (2.45 in 2024), above the usual 1.5. Short-term debt is 26.6% and cash 23.7% of total assets. However, 74.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, micro). It does better than 33% of them on solvency, 70% on liquidity, 59% on profitability and 77% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.43, cash €340,622
NBB · annual accounts
lowers risk · Size: 2.8 FTE, total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 173 sector peers (2025).
NBB · sector comparison
Position among 173 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
13 days early
2023
on the day
2022
18 days early
2021
78 days late
2020
89 days late
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 16), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8th oldest company in Dentergem, Manufacturing sectorin the Checked rankings No. 8 View
  • Positive: 5 profitable years in a rowprofit 2025: €80,666 5 years View
  • Positive: Equity rose in 2025from €292,339 to €373,005 ▲ 27.6% View

Recent changes

  1. · Gazette deed 2 directors appointed, 2 reappointedReappointments: TALPE Mira Fernande Françoise (director) and VANCOILLIE Fernande Marie Jules (director) · Appointments: TALPE Mira Fernande Françoise (managing director) and VANCOILLIE Fernande Marie Jules (managing director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as TALPE F. CONSTRUCT: manufacture of other builders' carpentry and joinery (NACE 16230). They are comparable in size and age: total assets between €960,000 and €1.9m, founded between 1979 and 1999.

CompanyTotal assetsGross margin
TALPE F. CONSTRUCT Dentergem€1.4m€0.4m
CORNE ROLLUIKEN Avelgem€1.2m€0.4m
BELSTAND Nivelles€1.7m€0.4m
HEDACH Büllingen€1.1m€0.5m
DEBERGH JOHAN Poperinge€1.1m€0.5m
SCHREINEREI JOSEF GILLESSEN Sankt Vith€1.0m€0.4m
DEBONDT - GROEP ALPHA Pajottegem€1.9m€0.6m
Full comparison

Key facts about TALPE F. CONSTRUCT

What is the company number of TALPE F. CONSTRUCT?
The company number of TALPE F. CONSTRUCT is 0437.987.761. The VAT number is the same number with BE in front: BE 0437.987.761.
Where is TALPE F. CONSTRUCT based?
The registered office is at Markegemstraat(Wak) 91, 8720 Dentergem.Company details
What does TALPE F. CONSTRUCT do?
According to the KBO register, the main activity is manufacture of other builders' carpentry and joinery (NACE 16230).
What is the legal form of TALPE F. CONSTRUCT?
The legal form of TALPE F. CONSTRUCT is Public limited company (NV).
When was TALPE F. CONSTRUCT founded?
TALPE F. CONSTRUCT was founded on 18-07-1989.
Is TALPE F. CONSTRUCT still active?
Yes, TALPE F. CONSTRUCT is an active enterprise in the KBO register.
How many employees does TALPE F. CONSTRUCT have?
TALPE F. CONSTRUCT had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TALPE F. CONSTRUCT fall under?
In its 2024 annual accounts, TALPE F. CONSTRUCT states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of TALPE F. CONSTRUCT?
The turnover in financial year 2025 is ≈ €970,000. This figure is estimated from the gross margin of €412,929 and 2,281 comparable companies of the same size. It probably lies between €590,000 and €1.7m. It is a rough estimate.
Is TALPE F. CONSTRUCT profitable?
In financial year 2025, TALPE F. CONSTRUCT made a profit of €80,666.
Where can I find the annual accounts of TALPE F. CONSTRUCT?
TALPE F. CONSTRUCT filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TALPE F. CONSTRUCT due?
TALPE F. CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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