TAKEVAL
ActiveSummary
TAKEVAL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €376k and a net result of €73k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-13
Solvency96▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.02 against 8.7 in 2024; short-term debt: 12.2% and cash: 38.8% of total assets), and 29.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
13.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
18 d late
2023
29 d early
2022
28 d late
2021
54 d early
2020
25 d late
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€376k▲ 24.3%
2024 · €303k
2018: €86klowest in 8 years
2019: €88k▲ +2.2% vs 2018
2020: €89k▲ +0.8% vs 2019
2021: €88k▼ -0.4% vs 2020
2022: €104k▲ +18.0% vs 2021
2023: €195k▲ +86.6% vs 2022
2024: €303k▲ +55.6% vs 2023
2025: €376k▲ +24.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€531k▲ 18.4%
2024 · €448k
2018: €227klowest in 8 years
2019: €228k▲ +0.3% vs 2018
2020: €248k▲ +9.0% vs 2019
2021: €271k▲ +9.2% vs 2020
2022: €242k▼ -10.8% vs 2021
2023: €359k▲ +48.7% vs 2022
2024: €448k▲ +24.7% vs 2023
2025: €531k▲ +18.4% vs 2024highest in 8 years
2018 → 2025
Net result
€73k▼ 32.0%
2024 · €108k
2018: €-3klowest in 8 years
2019: €2k▲ +160% vs 2018
2020: €736▼ -60.6% vs 2019
2021: €-314▼ -143% vs 2020
2022: €16k▲ +5167% vs 2021
2023: €90k▲ +468% vs 2022
2024: €108k▲ +19.7% vs 2023highest in 8 years
2025: €73k▼ -32.0% vs 2024
2018 → 2025
Working capital
€325k▲ 5.2%
2024 · €309k
2018: €62klowest in 8 years
2019: €74k▲ +18.1% vs 2018
2020: €82k▲ +11.6% vs 2019
2021: €100k▲ +21.5% vs 2020
2022: €114k▲ +14.0% vs 2021
2023: €220k▲ +93.3% vs 2022
2024: €309k▲ +40.5% vs 2023
2025: €325k▲ +5.2% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€104k▲ 18.0%€195k▲ 86.6%€303k▲ 55.6%€376k▲ 24.3%
2021: €88klowest in 5 years
2022: €104k▲ +18.0% vs 2021
2023: €195k▲ +86.6% vs 2022
2024: €303k▲ +55.6% vs 2023
2025: €376k▲ +24.3% vs 2024highest in 5 years
Operating result€9k-€27k▲ 219%€135k▲ 392%€163k▲ 20.7%€108k▼ 33.5%
2021: €9klowest in 5 years
2022: €27k▲ +219% vs 2021
2023: €135k▲ +392% vs 2022
2024: €163k▲ +20.7% vs 2023highest in 5 years
2025: €108k▼ -33.5% vs 2024
Net result€-314-€16k€90k▲ 468%€108k▲ 19.7%€73k▼ 32.0%
2021: €-314lowest in 5 years
2022: €16k▲ +5167% vs 2021
2023: €90k▲ +468% vs 2022
2024: €108k▲ +19.7% vs 2023highest in 5 years
2025: €73k▼ -32.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €531k
Fixed assets
€141k ▲ 42.0%
Current assets
€390k ▲ 11.7%
Equity and liabilities €531k
Equity
€376k ▲ 24.3%
Provisions
€32k ▼ 18.4%
Debt
€122k ▲ 15.4%
Debt's share of the balance-sheet total falls from 23.6% to 23.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€126k▼
2024 · €176k
Cash flow
€91k▼
2024 · €121k
Current ratio
6.02▼
2024 · 8.70
Debt to equity
0.32▼
2024 · 0.35
ROE
19.5%▼
2024 · 35.7%
ROA
13.8%▼
2024 · 24.1%
Interest coverage
23.95▼
2024 · 36.61
Debt ≤ 1 year
€65k▲
2024 · €40k
Debt > 1 year
€57k▼
2024 · €66k
Income taxes
€34k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€448k€531k▲
Fixed assets21/28€99k€141k▲
Tangible fixed assets22/27€99k€141k▲
Other tangible fixed assets26€99k€141k▲
Current assets29/58€349k€390k▲
Amounts receivable after more than one year29€65k€65k=
Other amounts receivable291€65k€65k=
Amounts receivable within one year40/41€67k€111k▲
Trade receivables40€28k€56k▲
Other amounts receivable41€40k€55k▲
Cash at bank and in hand54/58€210k€206k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€448k€531k▲
Equity10/15€303k€376k▲
Contributions10/11€6k€6k=
Reserves13€288k€361k▲
Distributable reserves133€288k€361k▲
Profit (loss) carried forward14€9k€9k=
Provisions and deferred taxes16€39k€32k▼
Provisions for liabilities and charges160/5€39k€32k▼
Other liabilities and charges164/5€39k€32k▼
Amounts payable17/49€106k€122k▲
Amounts payable after more than one year17€66k€57k▼
Financial debts170/4€66k€57k▼
Amounts payable within one year42/48€40k€65k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€2k€46k▲
Suppliers440/4€2k€46k▲
Taxes, remuneration and social security45€29k€9k▼
Taxes450/3€29k€9k▼
Accrued charges and deferred income492/3€0€575▲
Income statement
Code20242025
Non-recurring operating income76A-€44
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€5k€-7k▼
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€187k€122k▼
Operating profit (loss)9901€163k€108k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€161k€107k▼
Income taxes67/77€53k€34k▼
Profit (loss) for the period9904€108k€73k▼
Profit (loss) for the period to be appropriated9905€108k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€82k▼
Profit (loss) brought forward from the previous period14P€8k€9k=
Transfer to equity691/2€108k€73k▼
To other reserves6921€108k€73k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €44 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €12k | €12k | €13k | €17k | ▲ 31.9% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €14k | €-5k | €8k | €5k | €-7k | ▼ 258% |
| Other operating charges640/8 | €3k | €3k | €3k | €5k | €3k | ▼ 41.5% |
| Non-recurring operating charges66A | - | - | - | €2k | €0 | ▼ 100% |
| Gross operating margin9900 | €40k | €36k | €158k | €187k | €122k | ▼ 35.2% |
| Operating profit (loss)9901 | €9k | €27k | €135k | €163k | €108k | ▼ 33.5% |
| Financial income75/76B | €2k | €1k | €2k | €4k | €4k | ▲ 25.8% |
| Recurring financial income75 | €2k | €1k | €2k | €4k | €4k | ▲ 25.8% |
| Financial charges65/66B | €6k | €5k | €5k | €5k | €5k | ▲ 9.2% |
| Recurring financial charges65 | €6k | €5k | €5k | €5k | €5k | ▲ 9.2% |
| Profit (loss) for the period before taxes9903 | €5k | €24k | €132k | €161k | €107k | ▼ 33.5% |
| Income taxes67/77 | €5k | €8k | €42k | €53k | €34k | ▼ 36.3% |
| Profit (loss) for the period9904 | €-314 | €16k | €90k | €108k | €73k | ▼ 32.0% |
| Profit (loss) for the period to be appropriated9905 | €-314 | €16k | €90k | €108k | €73k | ▼ 32.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €271k | €242k | €359k | €448k | €531k | ▲ 18.4% |
| Fixed assets21/28 | €112k | €100k | €107k | €99k | €141k | ▲ 42.0% |
| Tangible fixed assets22/27 | €112k | €100k | €107k | €99k | €141k | ▲ 42.0% |
| Other tangible fixed assets26 | €112k | €100k | €107k | €99k | €141k | ▲ 42.0% |
| Current assets29/58 | €159k | €142k | €252k | €349k | €390k | ▲ 11.7% |
| Amounts receivable after more than one year29 | €65k | €65k | €65k | €65k | €65k | = |
| Other amounts receivable291 | €65k | €65k | €65k | €65k | €65k | = |
| Amounts receivable within one year40/41 | €55k | €43k | €59k | €67k | €111k | ▲ 64.3% |
| Trade receivables40 | €55k | €25k | €26k | €28k | €56k | ▲ 102% |
| Other amounts receivable41 | - | €18k | €33k | €40k | €55k | ▲ 38.4% |
| Cash at bank and in hand54/58 | €38k | €30k | €124k | €210k | €206k | ▼ 2.0% |
| Deferred charges and accrued income490/1 | €660 | €4k | €5k | €6k | €8k | ▲ 26.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €271k | €242k | €359k | €448k | €531k | ▲ 18.4% |
| Equity10/15 | €88k | €104k | €195k | €303k | €376k | ▲ 24.3% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €74k | €90k | €180k | €288k | €361k | ▲ 25.5% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €72k | €88k | €180k | €288k | €361k | ▲ 25.5% |
| Profit (loss) carried forward14 | €8k | €8k | €8k | €9k | €9k | = |
| Provisions and deferred taxes16 | €32k | €27k | €35k | €39k | €32k | ▼ 18.4% |
| Provisions for liabilities and charges160/5 | €32k | €27k | €35k | €39k | €32k | ▼ 18.4% |
| Environmental obligations163 | €32k | - | - | - | - | - |
| Other liabilities and charges164/5 | - | €27k | €35k | €39k | €32k | ▼ 18.4% |
| Amounts payable17/49 | €151k | €111k | €130k | €106k | €122k | ▲ 15.4% |
| Amounts payable after more than one year17 | €91k | €83k | €74k | €66k | €57k | ▼ 13.6% |
| Financial debts170/4 | €91k | €83k | €74k | €66k | €57k | ▼ 13.6% |
| Amounts payable within one year42/48 | €60k | €28k | €33k | €40k | €65k | ▲ 61.5% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €8k | €9k | €9k | ▲ 3.5% |
| Trade debts44 | €34k | €5k | €4k | €2k | €46k | ▲ 1,989% |
| Suppliers440/4 | €34k | €5k | €4k | €2k | €46k | ▲ 1,989% |
| Taxes, remuneration and social security45 | €17k | €14k | €20k | €29k | €9k | ▼ 68.0% |
| Taxes450/3 | €17k | €14k | €20k | €29k | €9k | ▼ 68.0% |
| Other amounts payable47/48 | €1k | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €23k | €0 | €575 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-314 | €16k | €90k | €108k | €73k | ▼ 32.0% |
| + Depreciation and write-downs630 | €14k | €12k | €12k | €13k | €17k | ▲ 31.9% |
| Operating cash flow (approximation) | €14k | €27k | €102k | €121k | €91k | ▼ 25.1% |
| Investment in fixed assets (approximation) | - | €0 | €-19k | €-5k | €-59k | ▼ 1,036% |
| Change in cash | - | €-9k | €94k | €86k | €-4k | ▼ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Highest result since 2018net €108k ▲19.7%
Operating result €163k, net result €108k, both a record.
31-12
Financial
Equity above €200kEq €303k ▲55.6%
3 profitable years in a row build equity to €303k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €195k ▲86.6%
2 profitable years in a row build equity to €195k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €100kEq €104k ▲18%
Equity rises from €88k to €104k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2013
24-10
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2011
Ground area
389 m²
Building footprint
133 m²
Volume, LiDAR
689 m³
Parcel 23062M0249/00_000, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TAKEVAL
since 20112.203.983.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0249/00_000 | Flanders | 389 m² | 1 · 133 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 13,063 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
79901Tourist information services
82990Other business support services
90111Literary creation
Scores and ratios are computed by Checked and are not a credit decision.