Financials
- Financial year
- 2025
- Total assets
- €720,749
- Loss
- -€88,937
- Solvency
- 9.0%
Total assets▲ 15.2%
Net result
20182025
T-PAINT
ActiveSummary
The computed 12-month bankruptcy probability of T-PAINT is 2.1% (moderate). The annual accounts of T-PAINT for financial year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €65,103 and a net result of -€88,937. Equity is growing by about 9.7% per year across the filed financial years. Its solvency ranks better than 11% of 9,799 sector peers (NACE 43, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other building finishing work
NACE 43350Coating of metals NACE 25510
1 site
Size
€720,749total assets 2025
- Staff
- 2 FTE
- Equity
- €65,103
- Loss
- -€88,937
Turnover not published (abbreviated or micro format)
Structure
2025 accounts 33 days early1 of 2 deeds summarised
Why 51raises riskLoss of €88,937 (financial year 2025)1 change of registered office in 24 monthsSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €720,749Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency
34-16
equity 9.0% of total assets
Liquidity
32-6
short-term debt 40.2% · cash 0.6%
Profitability
3-29
return on assets -12.3%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%lowest value
12-2024: 0.3%● unchanged vs 11-2024lowest value
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.5 percentage points vs 03-2025
05-2025: 1.0%▲ +0.2 percentage points vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▼ -0.7 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.5%▲ +0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.7%▲ +0.2 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.4 percentage points vs 07-2026
09-2026: 1.5%▲ +0.4 percentage points vs 08-2026
10-2026: 2.1%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.67, compared with 1.45 in 2024, below 1; short-term debt: 40.2% and cash: 0.6% of total assets), and 91% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 13% on solvency, 20% on liquidity, 9% on profitability and 8% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9799 sector peers (2025).
NBB · sector comparisonPosition among 9799 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 days early
2024
15 days early
2023
13 days early
2022
12 days early
2021
19 days early
2020
23 days early
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet -€88,937
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 30
- Since
- 2002
- Next accounts
- by 31-07-2027
- 10-03-2025Registered office
- 18-07-2024Annual accounts filed
- 31-12-2023Highest result from 2018 to 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 15-09-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about T-PAINT
- What is the company number of T-PAINT?
- 0472.771.763. In Belgium the VAT number is the company number with BE in front: BE 0472.771.763.
- Where is T-PAINT based?
- The registered office is at Blokmakerstraat 30, 9100 Sint-Niklaas.Company details
- What does T-PAINT do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of T-PAINT?
- Private limited company (BV).
- When was T-PAINT founded?
- On 15-09-2000.
- Is T-PAINT still active?
- Yes, T-PAINT is an active enterprise in the KBO register.
- How many employees does T-PAINT have?
- On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of T-PAINT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is T-PAINT profitable?
- In financial year 2025, T-PAINT made a loss of €88,937.
- Where can I find the annual accounts of T-PAINT?
- T-PAINT filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T-PAINT due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to T-PAINT
Comparable companies
- A.V.W.Keerbergen
- SIMEX-AMBornem
- JCVAAnderlues
- BUILT BY POULSHasselt
- DEHAMA Bouw en RenovatiemaatschappijIngelmunster
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.