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SVP Experts

Active
Private limited companyfounded 2012active for 13 yearsMelkerijstraat(GRE) 6, 9200 Dendermonde, BelgiumKBO/BCE: BE 0508.466.674
Summary

SVP Experts has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,497 and a net result of -€34,486. Equity has been shrinking by about 2.8% per year since 2019. Its solvency ranks better than 63% of 1,376 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 17-12-2012 Normal situation
Activity
Hairdressing and barber services NACE 96210and 2 others
Joint committee
314 Paritair Comité voor het kappersbedrijf en de schoonheidszorgen · annual accounts 30-09-2025
Establishment unit
2.215.364.489 9200 Dendermonde, since 17-12-2012
Financial year end
30 September
Peppol
Reachable since 27-01-2026

Board and ownership

Board

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts to 30-09-2025
Gross margin
€169,618
▲ 3.5%
Turnover
≈ €300,000
estimated
Loss
€34,486
▲ 14.8%
Equity
€84,497
▼ 29.0%
Total assets
€181,317
▼ 29.3%
Employees on 30-09-2025
5
▲ 25.0%
Score breakdownraises riskLoss of €34,486, the second in a row (financial year 2025)lowers riskFounded in 2012Equity €84,497 (46.6% of total assets)Liquidity: current ratio 0.57, cash €21,587Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 39% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Average
Solvency 72+1
equity 46.6% of total assets
Liquidity 44-10
short-term debt 43.7% · cash 11.9%
Profitability 50-4
return on assets -19.0%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,626 companies, NACE 96, micro)
Last 24 months 04-2025: 0.5%lowest value 05-2025: 0.5%● unchanged vs 04-2025lowest value 06-2025: 0.5%● unchanged vs 05-2025lowest value 07-2025: 0.5%● unchanged vs 06-2025lowest value 08-2025: 0.5%● unchanged vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.6%● unchanged vs 04-2026highest value 06-2026: 0.6%● unchanged vs 05-2026highest value 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.6%● unchanged vs 09-2026highest value 11-2026: 0.6%● unchanged vs 10-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.57 (0.67 in 2024), below 1. Short-term debt is 43.7% and cash 11.9% of total assets. 53.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 66% of them on solvency, 36% on liquidity, 36% on profitability and 19% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €34,486, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €84,497 (46.6% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.57, cash €21,587
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€34,486
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
34 days early
2023
33 days early
2022
41 days early
2021
40 days early
2020
31 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€34,486 View
  • Caution: Lower net result than 91% of companies in personal servicessector median €5,264 · 1,372 companies -€34,486 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Merger with DIGImerger on 22-12-2023 2023 View

Recent changes

  1. · Gazette deed Legal-form change · Resignations & appointmentsChange of role: Van Praet llke, from manager to director · Appointment: Symaes Steven (director)
  2. · Gazette deed Merger: HAIRSTYLE VP takes over DIGICompany renamed from HAIRSTYLE VP to SVP Experts · Resignations: Symaes Steven (director) and Van Praet Ilke (director)
  3. · Gazette deed Merger proposal: HAIRSTYLE VP takes over DIGIAppointment: Steven Symaes (director)
All 16 events

Comparable companies

These companies have the same main activity as SVP Experts: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €110,000 and €254,000, founded between 2007 and 2018.

CompanyTotal assetsGross margin
SVP Experts Dendermonde€181,317€169,618
Krezo Zottegem€253,688€138,841
Kripas Izegem€225,462€180,855
KREAMOL Mol€109,516€190,152
Bo Oudenaarde€204,722€159,999
Extrahair Nazareth-De Pinte€136,230€212,028
FINESSE PLUS Maldegem€123,807€180,216
Full comparison

Key facts about SVP Experts

What is the company number of SVP Experts?
The company number of SVP Experts is 0508.466.674. The VAT number is the same number with BE in front: BE 0508.466.674.
Where is SVP Experts based?
The registered office is at Melkerijstraat(GRE) 6, 9200 Dendermonde.Company details
What does SVP Experts do?
According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of SVP Experts?
The legal form of SVP Experts is Private limited company (BV).
When was SVP Experts founded?
SVP Experts was founded on 17-12-2012.
Is SVP Experts still active?
Yes, SVP Experts is an active enterprise in the KBO register.
How many employees does SVP Experts have?
SVP Experts had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SVP Experts fall under?
In its 30-09-2025 annual accounts, SVP Experts states joint committee 314 (Paritair Comité voor het kappersbedrijf en de schoonheidszorgen).
What is the turnover of SVP Experts?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €169,618 and 38 comparable companies (NACE 96). It probably lies between €220,000 and €350,000.
Is SVP Experts profitable?
In financial year 2025, SVP Experts made a loss of €34,486.
Where can I find the annual accounts of SVP Experts?
SVP Experts filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SVP Experts due?
SVP Experts must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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