STS
ActiveSummary
STS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,613 and a net result of €34,960. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+7
Solvency84▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.88 in 2024; short-term debt: 30.3% and cash: 20.7% of total assets), and 40.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
9.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
8 d early
2023
64 d late
2022
36 d late
2021
76 d late
2020
58 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 September (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€209,613▲ 13.5%
2024 · €184,653
Total assets
€354,114▲ 15.7%
2024 · €306,142
Net result
€34,960▲ 150%
2024 · €13,962
Working capital
€164,199▲ 8.1%
2024 · €151,938
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,034€12,873€20,801▲ 61.6%€27,408▲ 31.8%€55,998▲ 104%
Net result-€10,239below the sector's middle half€4,268within the sector's middle half€11,416within the sector's middle half▲ 167%€13,962within the sector's middle half▲ 22.3%€34,960above the sector's middle half▲ 150%
Equity€155,007above the sector's middle half▼ 6.2%€159,275above the sector's middle half▲ 2.8%€170,691above the sector's middle half▲ 7.2%€184,653above the sector's middle half▲ 8.2%€209,613above the sector's middle half▲ 13.5%
Total assets€313,195within the sector's middle half▲ 17.8%€238,000within the sector's middle half▼ 24.0%€310,641within the sector's middle half▲ 30.5%€306,142within the sector's middle half▼ 1.4%€354,114above the sector's middle half▲ 15.7%
Debt€158,188▲ 57.3%€78,725▼ 50.2%€139,950▲ 77.8%€121,489▼ 13.2%€144,501▲ 18.9%
Working capital€140,334above the sector's middle half▼ 17.8%€138,056above the sector's middle half▼ 1.6%€127,838above the sector's middle half▼ 7.4%€151,938above the sector's middle half▲ 18.9%€164,199above the sector's middle half▲ 8.1%
Solvency49.5%within the sector's middle half▼ 12.7pp66.9%above the sector's middle half▲ 17.4pp54.9%within the sector's middle half▼ 12.0pp60.3%within the sector's middle half▲ 5.4pp59.2%within the sector's middle half▼ 1.1pp
Current ratio1.90within the sector's middle half▼ 1.112.75above the sector's middle half▲ 0.852.45within the sector's middle half▼ 0.302.88above the sector's middle half▲ 0.432.53within the sector's middle half▼ 0.35
Return on assets (ROA)-3.3%below the sector's middle half▼ 26.6pp1.8%within the sector's middle half▲ 5.1pp3.7%within the sector's middle half▲ 1.9pp4.6%within the sector's middle half▲ 0.9pp9.9%within the sector's middle half▲ 5.3pp
Staff (FTE)6.1▲ 13.0%6.7▲ 9.8%6.1▼ 9.0%6.9▲ 13.1%5.8▼ 15.9%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 104% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354,114
Fixed assets
€82,463 ▲ 12.2%
Current assets
€271,651 ▲ 16.8%
Equity and liabilities €354,114
Equity
€209,613 ▲ 13.5%
Debt
€144,501 ▲ 18.9%
Debt's share of the balance-sheet total rises from 39.7% to 40.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€78,599▲
2024 · €50,434
Cash flow
€57,561▲
2024 · €36,988
Quick ratio
1.75▲
2024 · 1.74
Debt to equity
0.69▲
2024 · 0.66
ROE
16.7%▲
2024 · 7.6%
Interest coverage
12.49▲
2024 · 8.51
Debt ≤ 1 year
€107,452▲
2024 · €80,724
Debt > 1 year
€37,049▼
2024 · €40,765
Income taxes
€15,607▲
2024 · €8,303
Staff costs
€248,763▲
2024 · €200,307
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €905 | - | - | - |
| Remuneration, social security and pensions62 | €201,337 | €208,023 | €219,731 | €200,307 | €248,763 | ▲ 24.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,203 | €4,955 | €14,885 | €23,027 | €22,601 | ▼ 1.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €4,281 | €576 | - | €657 | - |
| Other operating charges640/8 | €8,874 | €14,206 | €13,688 | €10,674 | €10,304 | ▼ 3.5% |
| Non-recurring operating charges66A | - | - | - | - | €280 | - |
| Gross operating margin9900 | €210,380 | €244,338 | €269,683 | €261,415 | €338,603 | ▲ 29.5% |
| Operating profit (loss)9901 | -€5,034 | €12,873 | €20,801 | €27,408 | €55,998 | ▲ 104% |
| Financial income75/76B | €592 | €458 | €438 | €780 | €863 | ▲ 10.6% |
| Recurring financial income75 | €592 | €458 | €438 | €780 | €863 | ▲ 10.6% |
| Financial charges65/66B | €5,314 | €3,168 | €1,857 | €5,923 | €6,295 | ▲ 6.3% |
| Recurring financial charges65 | €5,074 | €2,927 | €1,857 | €5,923 | €6,295 | ▲ 6.3% |
| Non-recurring financial charges66B | €240 | €241 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€9,756 | €10,163 | €19,382 | €22,265 | €50,567 | ▲ 127% |
| Income taxes67/77 | €482 | €5,895 | €7,966 | €8,303 | €15,607 | ▲ 88.0% |
| Profit (loss) for the period9904 | -€10,239 | €4,268 | €11,416 | €13,962 | €34,960 | ▲ 150% |
| Profit (loss) for the period to be appropriated9905 | -€10,239 | €4,268 | €11,416 | €13,962 | €34,960 | ▲ 150% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €313,195 | €238,000 | €310,641 | €306,142 | €354,114 | ▲ 15.7% |
| Fixed assets21/28 | €17,567 | €21,219 | €94,615 | €73,480 | €82,463 | ▲ 12.2% |
| Intangible fixed assets21 | €2,665 | €2,132 | €1,599 | €1,066 | €533 | ▼ 50.0% |
| Tangible fixed assets22/27 | €14,567 | €18,752 | €92,680 | €72,054 | €81,569 | ▲ 13.2% |
| Plant, machinery and equipment23 | €5,478 | €5,458 | €6,788 | €6,005 | €8,599 | ▲ 43.2% |
| Furniture and vehicles24 | €4,436 | €8,501 | €81,977 | €61,988 | €65,207 | ▲ 5.2% |
| Other tangible fixed assets26 | €4,653 | €4,792 | €3,915 | €4,060 | €7,763 | ▲ 91.2% |
| Financial fixed assets28 | €336 | €336 | €336 | €361 | €361 | = |
| Current assets29/58 | €295,628 | €216,781 | €216,026 | €232,662 | €271,651 | ▲ 16.8% |
| Stocks and contracts in progress3 | €133,373 | €112,360 | €89,763 | €91,986 | €83,699 | ▼ 9.0% |
| Stocks30/36 | €133,373 | €112,360 | €89,763 | €91,986 | €83,699 | ▼ 9.0% |
| Amounts receivable within one year40/41 | €55,192 | €21,611 | €38,573 | €53,236 | €108,229 | ▲ 103% |
| Trade receivables40 | €53,175 | €19,594 | €37,539 | €52,202 | €108,229 | ▲ 107% |
| Other amounts receivable41 | €2,018 | €2,018 | €1,034 | €1,034 | - | - |
| Cash at bank and in hand54/58 | €105,856 | €80,714 | €83,126 | €80,787 | €73,432 | ▼ 9.1% |
| Deferred charges and accrued income490/1 | €1,206 | €2,096 | €4,564 | €6,653 | €6,292 | ▼ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €313,195 | €238,000 | €310,641 | €306,142 | €354,114 | ▲ 15.7% |
| Equity10/15 | €155,007 | €159,275 | €170,691 | €184,653 | €209,613 | ▲ 13.5% |
| Contributions10/11 | €18,600 | €18,600 | €20,460 | €20,460 | €20,460 | = |
| Reserves13 | €136,407 | €140,675 | €150,231 | €164,193 | €189,153 | ▲ 15.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €27,500 | €27,500 | €27,500 | €27,500 | €27,500 | = |
| Distributable reserves133 | €107,047 | €111,315 | €122,731 | €136,693 | €161,653 | ▲ 18.3% |
| Amounts payable17/49 | €158,188 | €78,725 | €139,950 | €121,489 | €144,501 | ▲ 18.9% |
| Amounts payable after more than one year17 | €2,894 | - | €51,761 | €40,765 | €37,049 | ▼ 9.1% |
| Financial debts170/4 | €2,894 | - | €51,761 | €40,765 | €37,049 | ▼ 9.1% |
| Amounts payable within one year42/48 | €155,293 | €78,725 | €88,189 | €80,724 | €107,452 | ▲ 33.1% |
| Current portion of amounts payable after more than one year42 | €30,525 | €27,434 | €27,579 | €27,663 | €36,227 | ▲ 31.0% |
| Trade debts44 | €74,114 | €9,643 | €19,996 | €19,724 | €22,713 | ▲ 15.2% |
| Suppliers440/4 | €74,114 | €9,643 | €19,996 | €19,724 | €22,713 | ▲ 15.2% |
| Taxes, remuneration and social security45 | €40,987 | €34,419 | €33,581 | €25,514 | €40,674 | ▲ 59.4% |
| Taxes450/3 | €5,694 | €13,621 | €16,615 | €6,797 | €17,670 | ▲ 160% |
| Remuneration and social security454/9 | €35,293 | €20,798 | €16,966 | €18,717 | €23,004 | ▲ 22.9% |
| Other amounts payable47/48 | €9,667 | €7,229 | €7,032 | €7,823 | €7,838 | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,239 | €4,268 | €11,416 | €13,962 | €34,960 | ▲ 150% |
| + Depreciation and write-downs630 | €5,203 | €4,955 | €14,885 | €23,027 | €22,601 | ▼ 1.8% |
| Operating cash flow (approximation) | -€5,036 | €9,222 | €26,301 | €36,988 | €57,561 | ▲ 55.6% |
| Investment in fixed assets (approximation) | - | -€8,606 | -€88,281 | -€1,892 | -€31,584 | ▼ 1,569% |
| Change in cash | - | -€25,142 | €2,412 | -€2,339 | -€7,354 | ▼ 214% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200,000Eq €209,613 ▲13.5%
4 profitable years in a row build equity to €209,613.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Back to profitnet €4,268
Net result €4,268 after one loss-making year.
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
31-12
Financial
Weakest financial yearnet -€10,239
Net result drops to -€10,239, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
31-12
Financial
Highest result since 2018net €61,917 ▲67.3%
Operating result €73,882, net result €61,917, both a record.
31-12
Financial
Equity above €150,000Eq €165,246 ▲59.9%
3 profitable years in a row build equity to €165,246.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Show earlier events
2019
31-12
Financial
Equity above €100,000Eq €103,329 ▲55.8%
2 profitable years in a row build equity to €103,329.
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 49 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2001
Ground area
947 m²
Building footprint
264 m²
Volume, LiDAR
1,192 m³
Parcel 12393F0694/00Z000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STS
since 20012.100.065.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0694/00Z000 | Flanders | 947 m² | 1 · 264 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 10,445 EUR awarded · 10,445 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 3,479 EUR | 3,479 EUR |
| 2024 | 2 | 2,000 EUR | 2,716 EUR |
| 2023 | 2 | 1,966 EUR | 1,250 EUR |
| 2022 | 2 | 3,000 EUR | 3,000 EUR |
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 13 endedDatacommunicatie- en netwerkinstallaties duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 13 ended approvals
Aanvuller (so)
Kassier (so)
Pc-technicus (so)
Verkoper (so)
Winkelbediende (so)
Administratief medewerker (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Aanvuller (so)
Kassier (so)
Pc-technicus (so)
Verkoper (so)
Winkelbediende (so)
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,346 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473790362
Registered
04-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.