STMO
Open bankruptcyA bankruptcy procedure is open for STMO according to publications in the Belgian State Gazette; curator: MANUELLA SENECAUT.
Summary
The 2021 annual accounts show equity of €168k and a net result of €-28k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d late
2020
8 d early
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2021, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-28k▼ 289%
2020 · €-7k
2018: €88k
2019: €-60k
2020: €-7k
2018 → 2021
Working capital
€151k▼ 7.8%
2020 · €164k
2018: €169k
2019: €125k
2020: €164k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€272k-€213k▼ 21.8%€195k▼ 8.2%€168k▼ 14.3%
Operating result€123k-€-36k€-2k▲ 95.3%€-20k▼ 1,083%
Net result€88k-€-60k€-7k▲ 88.0%€-28k▼ 289%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2021 against €2k in 2020; the loss grows.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €204k
Fixed assets
€17k ▼ 47.5%
Current assets
€188k ▼ 19.6%
Equity and liabilities €204k
Equity
€168k ▼ 14.3%
Debt
€37k ▼ 47.2%
Debt's share of the balance-sheet total falls from 26.3% to 18.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2020 · €37k
Cash flow
€-13k▼
2020 · €32k
Current ratio
5.09▲
2020 · 3.34
Debt to equity
0.22
ROE
-16.6%▼
2020 · -3.7%
ROA
-13.6%▼
2020 · -2.7%
Interest coverage
-0.55
Debt ≤ 1 year
€37k▼
2020 · €70k
Staff costs
€187k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2021 against 2020 · 46 lines
Balance sheet
Code20202021
Assets
Total assets20/58€265k€204k▼
Fixed assets21/28€32k€17k▼
Tangible fixed assets22/27€31k€16k▼
Land and buildings22-€9k
Plant, machinery and equipment23-€4k
Furniture and vehicles24-€3k
Financial fixed assets28€405€450▲
Current assets29/58€233k€188k▼
Amounts receivable within one year40/41€164k€182k▲
Trade receivables40-€41k
Other amounts receivable41-€142k
Cash at bank and in hand54/58€70k€5k▼
Equity and liabilities
Total equity and liabilities10/49€265k€204k▼
Equity10/15€195k€168k▼
Contributions10/11-€62k
Reserves13€131k€124k▼
Non-distributable reserves130/1-€6k
Reserves not available under the articles1311-€6k
Tax-exempt reserves132-€117k
Profit (loss) carried forward14€2k€-18k▼
Amounts payable17/49€70k€37k▼
Amounts payable within one year42/48€70k€37k▼
Trade debts44€24k€15k▼
Suppliers440/4-€15k
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45-€18k
Taxes450/3-€7k
Remuneration and social security454/9-€11k
Other amounts payable47/48-€390
Income statement
Code20202021
Non-recurring operating income76A-€84
Remuneration, social security and pensions62-€187k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€15k▼
Other operating charges640/8-€6k
Gross operating margin9900€265k€189k▼
Operating profit (loss)9901€-2k€-20k▼
Financial income75/76B-€147
Recurring financial income75€1€147▲
Financial charges65/66B-€8k
Recurring financial charges65€15k€8k▼
Profit (loss) for the period before taxes9903€-17k€-28k▼
Income taxes67/77€-9k-
Profit (loss) for the period9904€-7k€-28k▼
Transfer from tax-exempt reserves789-€8k
Profit (loss) for the period to be appropriated9905€508€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€-18k
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
12-04
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · STMO SRL RUE LECAT 1/2, 7020 NIMY (MONS) · event 08-04-2024
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-60k ▼168%
Net result drops to €-60k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
31-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
22-05
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
18-06
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
06-06
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lecat(N) 17020 MonsGround area
202 m²
Building footprint
85 m²
Volume, LiDAR
589 m³
Parcel 53059D0108/00V010, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STMO
since 20222.340.452.424
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059D0108/00V010 | Wallonia | 201 m² | 1 · 85 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MANUELLA SENECAUT RUE DES BRUYERES, 15,
7050 JURBISE- .
Date provisoire de cessation de paiement : 08/04/2024 |
08-04-2024 → present |
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Of 996 companies in sector 49420 we hold annual accounts for 450. 337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-1943
Fiscal year end31-12
Activities, NACEBEL 2025
49420Removal services
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.