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Stéphane Schmitz

Active Risk: not assessed
Private limited companyfounded 2005active for 20 yearsPlace des Combattants 18, 5530 Yvoir, BelgiumKBO/BCE: BE 0877.526.831
Summary

Stéphane Schmitz is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €457,402 and a net result of €56,739. Equity has been shrinking by about 3.1% per year since 2018. Its solvency ranks better than 80% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

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Stéphane SchmitzActive
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Overview

Official details

Source: KBO
Status
Active since 25-11-2005 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2021
Establishment unit
2.150.713.791 5530 Yvoir, since 06-12-2005
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€56,739
▲ 20.8%
Equity
€457,402
▲ 9.4%
Total assets
€569,896
▼ 0.6%
Employees on 31-12-2025
2
▲ 100%
Financials
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €457,402
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
48 days early
2023
19 days early
2022
19 days early
2021
32 days early
2020
38 days early
2019
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 82% of companies in auxiliary financial servicessector median €119,030 · 3,059 companies €457,402 View
  • Positive: 8 profitable years in a rowprofit 2025: €56,739 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Appointment: Stéphane Schmitz (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Stéphane Schmitz: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €502,000 and €649,000, founded between 2002 and 2005.

CompanyTotal assetsGross margin
Stéphane Schmitz Yvoir€569,896€164,337
H.D.V.H. La Louvière€509,043€176,316
ZAKENKANTOOR JONES Merksplas€649,013€175,469
ASURMA Antwerpen€549,575€182,977
HOBERFIN Bierbeek€565,992€188,787
GOLDEN FRIDAY Ninove€573,909€155,621
VERZEKERINGEN BREUSEGEM Jabbeke€501,682€155,230
Full comparison

Key facts about Stéphane Schmitz
What is the company number of Stéphane Schmitz?
The company number of Stéphane Schmitz is 0877.526.831. The VAT number is the same number with BE in front: BE 0877.526.831.
Where is Stéphane Schmitz based?
The registered office is at Place des Combattants 18, 5530 Yvoir.Company details
What does Stéphane Schmitz do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Stéphane Schmitz?
The legal form of Stéphane Schmitz is Private limited company (BV).
When was Stéphane Schmitz founded?
Stéphane Schmitz was founded on 25-11-2005.
Is Stéphane Schmitz still active?
Yes, Stéphane Schmitz is an active enterprise in the KBO register.
How many employees does Stéphane Schmitz have?
Stéphane Schmitz had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Stéphane Schmitz fall under?
In its 2021 annual accounts, Stéphane Schmitz states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
What is the turnover of Stéphane Schmitz?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €164,337 and 31 comparable companies (NACE 66220). It probably lies between €250,000 and €420,000.
Is Stéphane Schmitz profitable?
In financial year 2025, Stéphane Schmitz made a profit of €56,739.
Where can I find the annual accounts of Stéphane Schmitz?
Stéphane Schmitz filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Stéphane Schmitz due?
Stéphane Schmitz must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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