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STELA GROUP

Active
Private limited companyfounded 2020active for 6 yearsEmile Bockstaellaan 61, 1020 Brussels, BelgiumKBO/BCE: BE 0756.520.717
Summary

The computed 12-month bankruptcy probability of STELA GROUP is 2.1% (moderate). The 2025 annual accounts show equity of €32,436 and a net result of €9,109. Equity has been growing by about 40% per year since 2021. Its solvency ranks better than 86% of 9,415 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-10-2020 Normal situation
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.317.973.267 1020 Brussels, since 13-10-2020
Financial year end
31 December
Peppol
Reachable since 06-11-2025

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
€17,764
▲ 124%
Turnover
≈ €210,000
estimated
Profit
€9,109
▲ 199%
Equity
€32,436
▲ 39.1%
Total assets
€41,792
▲ 64.6%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €41,792Founded in 2020lowers riskEquity €32,436 (77.6% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 73% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 77.6% of total assets
Liquidity 47-9
short-term debt 22.4% · cash 3.9%
Profitability 96+12
return on assets 21.8%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 4.2% 01-2025: 4.0%▼ -0.2 percentage points vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.1%▲ +0.1 percentage points vs 02-2025 04-2025: 4.1%● unchanged vs 03-2025 05-2025: 4.3%▲ +0.2 percentage points vs 04-2025 06-2025: 4.4%▲ +0.1 percentage points vs 05-2025 07-2025: 4.4%● unchanged vs 06-2025highest value 08-2025: 2.8%▼ -1.6 percentage points vs 07-2025 09-2025: 2.8%● unchanged vs 08-2025 10-2025: 2.7%▼ -0.1 percentage points vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.6%▼ -0.1 percentage points vs 12-2025 02-2026: 2.5%▼ -0.1 percentage points vs 01-2026 03-2026: 2.6%▲ +0.1 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.7%▲ +0.1 percentage points vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 2.2%▼ -0.5 percentage points vs 06-2026 08-2026: 2.1%▼ -0.1 percentage points vs 07-2026 09-2026: 2.2%▲ +0.1 percentage points vs 08-2026 10-2026: 2.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 2.1%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.3 (12.33 in 2024), above the usual 1.5. Short-term debt is 22.4% and cash 3.9% of total assets. 22.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 46% on liquidity, 80% on profitability and 75% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €41,792
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €32,436 (77.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
35 days early
2024
18 days early
2023
43 days early
2022
83 days late
2021
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 2 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 85% of companies in construction of buildingssector median 42.9% · 9,415 companies 77.6% View
  • Positive: 5 profitable years in a rowprofit 2025: €9,109 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as STELA GROUP: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €35,900 and €51,900, founded between 2020 and 2021.

CompanyTotal assetsGross margin
STELA GROUP Brussels€41,792€17,764
CLIM CONSTRUCT Brussels€51,067€19,115
BC Renovation Brussels€51,945€19,133
MIRDITA OROSH Evere€38,948€18,340
DREAM HOME PROJECT Ixelles€35,861€16,144
COMPACT CARRO Jette€40,248€13,841
RE9TECH Molenbeek-Saint-Jean€36,200€14,598
Full comparison

Key facts about STELA GROUP

What is the company number of STELA GROUP?
The company number of STELA GROUP is 0756.520.717. The VAT number is the same number with BE in front: BE 0756.520.717.
Where is STELA GROUP based?
The registered office is at Emile Bockstaellaan 61, 1020 Brussels.Company details
What does STELA GROUP do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of STELA GROUP?
STELA GROUP is a private limited company (BV).
When was STELA GROUP founded?
STELA GROUP was founded on 13-10-2020.
Is STELA GROUP still active?
Yes, STELA GROUP is an active enterprise in the KBO register.
What is the turnover of STELA GROUP?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €17,764 and 266 comparable companies (NACE 41001). It probably lies between €110,000 and €390,000. It is a rough estimate.Financials
Is STELA GROUP profitable?
In financial year 2025, STELA GROUP made a profit of €9,109.
Where can I find the annual accounts of STELA GROUP?
STELA GROUP filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STELA GROUP due?
STELA GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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