Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SSL NEW CONCEPT is 19.3% (high). The 2024 annual accounts show equity of €7k and a net result of €-2k. Equity is growing by ~57.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 2254 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone19.3%
High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Recent warning signals
+Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 events12-12-2025
KBO administration
Address strikeout annulled
20-10-2025
KBO administration
Address struck
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-01-2026, 181 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 28-01-2026 | 181 d late | 2026-00016422 |
| 31-12-2023 | 31-07-2024 | 30-09-2024 | 61 d late | 2024-00495164 |
| 31-12-2022 | 31-07-2023 | 19-12-2023 | 141 d late | 2023-00531061 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalNo legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
2 eventsAddress struckAddress strikeout annulled
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k-801.2%
Working capital€-25k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~57.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 10.5% | 27.4% | |
| Net result | €-2k | €6k | |
| Equity | €7k | €17k | |
| Gross operating margin | €17k | €28k | |
| Total assets | €63k | €66k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P25
Stable position over 2022-2024
· n=1334-2238
P32
Improving position over 2022-2024
· n=1356-2260
Describes the position versus peers, not a forecast.
€6k
-
22-24
€-2k
-801.2%
22-24
€6k
-
22-24
€63k
+358.5%
22-24
€7k
-25.2%
22-24
€-25k
-
22-24
€56k
+1043.2%
22-24
€56k
+1043.2%
22-24
0.56
-79.8%
22-24
0.56
-79.8%
22-24
10.5%
-83.7%
22-24
8.56
+1427.4%
22-24
-33.6%
-1104.1%
22-24
-3.5%
-96.5%
22-24
195.09
-
22-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €6k |
| Net profit | €-2k |
| Cash flow | €6k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €63k |
| Equity | €7k |
| Debt | €56k |
| of which ≤ 1y | €56k |
| of which > 1y | - |
| Working capital | €-25k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.56 |
| Quick ratio | 0.56 |
| Working capital ratio | -39.2% |
| Solvency | 10.5% |
| Debt / equity | 8.56 |
| Long-term debt ratio | - |
| Interest coverage | 195.09 |
| Gross margin | - |
| Net margin | - |
| ROA | -3.5% |
| ROE | -33.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €63k |
| Fixed assets | 21/28 | €31k |
| Tangible fixed assets | 22/27 | €31k |
| Current assets | 29/58 | €32k |
| Amounts receivable within one year | 40/41 | €20k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €63k |
| Equity | 10/15 | €7k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-3k |
| Amounts payable | 17/49 | €56k |
| Amounts payable within one year | 42/48 | €56k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €17k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €30 |
| Result before taxes | 9903 | €-2k |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed20
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
16 directorsCurrent directors & mandates
-
Current11-09-2024 → present
2 events
- 11-09-2024 Resigned· Director
- 11-09-2024 Appointed· Director
-
Current11-09-2024 → present
-
Current22-04-2024 → present
-
Current22-04-2024 → present
-
Current22-04-2024 → present
-
Current22-04-2024 → present
-
Current01-09-2022 → present
Former directors (9)
-
Former01-09-2022 → 02-01-2026
2 events
- 02-01-2026 Resigned· Director
- 01-09-2022 Appointed· Director
-
Former- → 02-01-2026
-
Former06-12-2024 → 18-02-2025
2 events
- 18-02-2025 Resigned· Director
- 06-12-2024 Appointed· Director
-
Former- → 18-02-2025
-
Former- → 22-10-2024
-
Former24-06-2024 → 30-06-2024
2 events
- 30-06-2024 Resigned· Director
- 24-06-2024 Appointed· Director
-
Former- → 24-06-2024
-
Former- → 01-09-2022
-
Former18-05-2022 → 13-07-2022
2 events
- 13-07-2022 Resigned· Director
- 18-05-2022 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330) |
| Legal form | Private limited company(610) |
| Incorporation | 29-06-2021 |
| Status | Active |
| Postal code | 1080 |
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationSSL NEW CONCEPT
since 20212.321.223.757
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area624 m²
Buildings2
Building footprint469 m²
Volume (LiDAR)7,800 m³
Tallest building25.2 m · ±8 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0241/00E004 | Brussels | 338 m² | 1 · 246 m² | 25.2 m · 8 fl. |
| 21526D0268/00N004 | Brussels | 286 m² | 1 · 223 m² | 20.8 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette12-12-2025
KBO administration
Address strikeout annulled
20-10-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
10 acts Capital history · 2
12-09-2022
v3.2
03-06-2022
v3.2
Address history · 1
10-12-2025
v3.2
All acts · 10
updated 5 months ago
2026
19-02-2026 2 resigning
2025
10-12-2025 Registered office moved from ANDERLECHT to SINT-JANS-MOLENBEEK
- FRANS VAN KALKENLAAN 9, 1070 ANDERLECHT → GENTSESTEENWEG 376, 1080 SINT-JANS-MOLENBEEK
Summary:
v3.2
31-03-2025 2 resigning
02-01-2025 1 director appointed, 2 resigning
- GHAZARIAN SARKIS, Bestuurder
- HALWANJI HUSSAM, Bestuurder
- ALSARHAN ANTAR, Bestuurder
Summary:
v3.2
2024
19-09-2024 2 directors appointed, 1 resigning
- HALWANJI HUSSAM, Bestuurder
- MORTADA AHMAD, Bestuurder
- RAMDOUN MAJED, Bestuurder
Summary:
v3.2
03-07-2024 1 director appointed, 1 resigning
03-05-2024 4 directors appointed
- JAWAD HUSSEIN, Bestuurder
- LAOUINI BAZARQUJI AYOUB, Bestuurder
- NDOUANIS DIEUNA, Bestuurder
- ALAL MOHAMMAD, Bestuurder
Summary:
v3.2
2022
12-09-2022 Transaction in capital or shares
Summary:
v3.2
03-06-2022 Transaction in capital or shares
Summary:
v3.2
2021
01-07-2021 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes32
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
20
Profitability
0
Solvency
8
Growth
52
Stability
78
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verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Personenvervoer over de weg zonder dienstregeling49320Overig personenvervoer te land, n.e.g.49390Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Verhuisbedrijven49420Verhuisactiviteiten49420Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290
Primary activity highlighted.
Names & trade names
| Legal nameNL | SSL NEW CONCEPT |
Registered office
Gentsesteenweg 376 bus 2
1080 Sint-Jans-Molenbeek, Belgium
Registration history
- 12-12-2025 Address strikeout annulled
- 20-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.