SPEED LOC
ActiveSummary
SPEED LOC has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181,512 and a net result of €133,559. Equity has been shrinking by about 2.5% per year since 2018. Its solvency ranks better than 71% of 1,830 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 07-08-2009 Normal situation
- Activity
- Renting and leasing of cars and light motor vehicles NACE 77110and 3 others
- Establishment unit
- 2.179.916.236 4480 Engis, since 03-08-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €196,615
- ▲ 12.4%
- Turnover
- ≈ €490,000
- estimated
- Profit
- €133,559
- ▲ 14.0%
- Equity
- €181,512
- ▼ 4.9%
- Total assets
- €332,339
- ▲ 4.8%
Score breakdownlowers riskLiquidity: current ratio 1.15, cash €151,890Founded in 2009Equity €181,512 (54.6% of total assets)Size: total assets €332,339Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 69% of them on solvency, 86% on liquidity, 95% on profitability and 33% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 76 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Change of role: LAMBERT Stéphane, from manager to directorDirector discharge: LAMBERT Stéphane
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as SPEED LOC: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €312,000 and €400,000, founded between 2005 and 2012.
| Company | Total assets | Gross margin |
|---|---|---|
| SPEED LOC Liège | €332,339 | €196,615 |
| LGG AIRLINE SERVICES Hasselt | €352,793 | €137,943 |
| SINGAPORE Boechout | €389,863 | €220,191 |
| AUTOS LEASING LOCATION Chaudfontaine | €351,162 | €395,931 |
| MALU VERHUUR CENTER Aalst | €400,376 | €144,331 |
| Brands Lane Factoring Schilde | €312,419 | €124,565 |
| Zakencentrum Provinciebaan Zulte | €332,060 | €136,857 |
Key facts about SPEED LOC
- What is the company number of SPEED LOC?
- The company number of SPEED LOC is 0817.630.519. The VAT number is the same number with BE in front: BE 0817.630.519.
- Where is SPEED LOC based?
- The registered office is at Quai des Ardennes 90, 4031 Liège.Company details
- What does SPEED LOC do?
- According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
- What is the legal form of SPEED LOC?
- SPEED LOC is a private limited company (BV).
- When was SPEED LOC founded?
- SPEED LOC was founded on 07-08-2009.
- Is SPEED LOC still active?
- Yes, SPEED LOC is an active enterprise in the KBO register.
- What is the turnover of SPEED LOC?
- The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €196,615 and 2,216 comparable companies of the same size. It probably lies between €330,000 and €760,000. It is a rough estimate.Financials
- Is SPEED LOC profitable?
- In financial year 2025, SPEED LOC made a profit of €133,559.
- Where can I find the annual accounts of SPEED LOC?
- SPEED LOC filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SPEED LOC due?
- SPEED LOC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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