Sonarcode
ActiveSummary
Sonarcode has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▼-15
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 5.3 in 2024; short-term debt: 26.4% and cash: 43.7% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.9%
Return on assets
56%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
13 d early
2023
33 d early
2022
54 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 65.2%
2024 · €142k
2022: €34k
2023: €76k
2024: €142k
2022 → 2025
Total assets
€83k▼ 54.9%
2024 · €183k
2022: €50k
2023: €94k
2024: €183k
2022 → 2025
Net result
€46k▼ 30.5%
2024 · €67k
2022: €31k
2023: €41k
2024: €67k
2022 → 2025
Working capital
€43k▼ 66.3%
2024 · €126k
2022: €31k
2023: €73k
2024: €126k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€76k▲ 120%€142k▲ 87.7%€49k▼ 65.2%
Operating result€39k-€52k▲ 31.8%€84k▲ 61.3%€59k▼ 29.6%
Net result€31k-€41k▲ 31.9%€67k▲ 60.5%€46k▼ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€18k ▼ 34.5%
Current assets
€64k ▼ 58.6%
Equity and liabilities €83k
Equity
€49k ▼ 65.2%
Debt
€33k ▼ 19.2%
Debt's share of the balance-sheet total rises from 22.4% to 40.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €90k
Cash flow
€56k▼
2024 · €72k
Current ratio
2.95▼
2024 · 5.30
Debt to equity
0.67▲
2024 · 0.29
ROE
93.5%▲
2024 · 46.7%
ROA
56.0%▲
2024 · 36.3%
Interest coverage
83.59▼
2024 · 144.47
Debt ≤ 1 year
€22k▼
2024 · €29k
Debt > 1 year
€7k▼
2024 · €12k
Income taxes
€13k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€183k€83k▼
Fixed assets21/28€28k€18k▼
Tangible fixed assets22/27€28k€18k▼
Land and buildings22€4k-
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€17k€9k▼
Other tangible fixed assets26-€4k
Current assets29/58€156k€64k▼
Amounts receivable after more than one year29€92k-
Other amounts receivable291€92k-
Amounts receivable within one year40/41€56k€28k▼
Trade receivables40€43k-
Other amounts receivable41€13k€28k▲
Cash at bank and in hand54/58€7k€36k▲
Deferred charges and accrued income490/1€422€610▲
Equity and liabilities
Total equity and liabilities10/49€183k€83k▼
Equity10/15€142k€49k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€139k€46k▼
Amounts payable17/49€41k€33k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€29k€22k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€18k€17k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€50€462▲
Gross operating margin9900€90k€69k▼
Operating profit (loss)9901€84k€59k▼
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€621€824▲
Recurring financial charges65€621€824▲
Profit (loss) for the period before taxes9903€83k€59k▼
Income taxes67/77€17k€13k▼
Profit (loss) for the period9904€67k€46k▼
Profit (loss) for the period to be appropriated9905€67k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€139k€186k▲
Profit (loss) brought forward from the previous period14P€73k€139k▲
Profit to be distributed694/7-€139k
Return on contributions (dividend)694-€139k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €67k ▲60.5%
Operating result €84k, net result €67k, both a record.
31-12
Financial
Equity above €100kEq €142k ▲87.7%
3 profitable years in a row build equity to €142k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charles Woestelaan 661090 JetteGround area
5,982 m²
Building footprint
4,057 m²
Volume, LiDAR
89,625 m³
2 parcels, Brussels · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 231, 1050 Elsene
since 20222.331.772.607
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
| 21463D0301/00B004 | Brussels | 310 m² | 1 · 179 m² | 22.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEWTON CONSULTING
BE 0798.370.673
Etterbeek · Eq €49,484
KONEKT
BE 0463.374.443
Sint-Pieters-Woluwe · Eq €49,479
CJA Conseil
BE 1004.788.158
Ham-sur-Heure-Nalinnes · Eq €49,412
APNS CONSULTING
BE 1032.092.470
Sint-Lambrechts-Woluwe · Eq €49,582
the network factory
BE 0892.730.986
Pajottegem · Eq €49,407
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,820 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
47120Other non-specialised retail sale
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.