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SNF WATER

Active
Private limited companyfounded 2012active for 14 yearsPrins Boudewijnlaan 7, 2550 Kontich, Belgium58 active companies are registered at this addressKBO/BCE: BE 0847.341.817
Summary

SNF WATER has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of €876,774. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 55% of 146 sector peers (NACE 20, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Manufacture of chemicals and chemical products
NACE 20590Wholesale of industrial chemicals NACE 46851
8th largest company by equity in Kontich, Manufacturing sector1 site
Size
€5.2mtotal assets 2025
Staff
3.5 FTE
Equity
€2.8m
Profit
€876,774
Turnover not published (abbreviated format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 31 days late3 of 9 deeds summarised
Why 98raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSize: 3.5 FTE, total assets €5.2mLiquidity: current ratio 2.36, cash €2.9mFigures for financial year 2025 (filed 02-09-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 80% of its sector peers (NACE 20, micro)
Financial strength · tick = 2024
Strong
Solvency 79+18
equity 54.1% of total assets
Liquidity 80+10
short-term debt 42.1% · cash 56.6%
Profitability 90-1
return on assets 16.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (355 companies, NACE 20, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €270,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.36, compared with 1.7 in 2024, above the usual 1.5; short-term debt: 42.1% and cash: 56.6% of total assets), and 45.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 20, micro): better than 61% on solvency, 80% on liquidity, 88% on profitability and 91% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 3.5 FTE, total assets €5.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.36, cash €2.9m
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 02-09-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
on the day
2023
1 day early
2022
31 days early
2021
17 days early
2020
43 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 20) for financial year 2024 is 22 days before the deadline, and 26% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. MiscellaneousCorrection · Power of attorney
  3. Resignations & appointmentsPower of attorney

Key points

  • Positive: Among the best 7% on net resultsector median €37,230 · 147 companies €876,774 View
  • Positive: 8 profitable years in a rowprofit 2025: €876,774 8 years View
  • Positive: Equity rose in 2025from €2.0m to €2.8m ▲ 43.9% View

By topic

Financials

Financial year
2025
Total assets
€5.2m
Profit
€876,774
Solvency
54.1%
Total assets▼ 3.9%
Net result
20182025
Go to Financials

Timeline

Events
20
Since
2013
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €2m
  2. 31-07-2025Annual accounts filed
  3. 31-12-2024Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of chemicals and chemical productsNACE 20590
Founded
12-07-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
2 May at 14:00
Purpose
“De fabricage, de vernieuwing , de commercialisering op nationaal en internationaal gebied…” (deed in Dutch)
Go to Articles of association

Key facts about SNF WATER

What is the company number of SNF WATER?
0847.341.817. In Belgium the VAT number is the company number with BE in front: BE 0847.341.817.
Where is SNF WATER based?
The registered office is at Prins Boudewijnlaan 7, 2550 Kontich.Company details
What does SNF WATER do?
According to the KBO register, the main activity is manufacture of chemicals and chemical products (NACE 20590).
What is the legal form of SNF WATER?
Private limited company (BV).
When was SNF WATER founded?
On 12-07-2012.
Is SNF WATER still active?
Yes, SNF WATER is an active enterprise in the KBO register.
How many employees does SNF WATER have?
On average 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SNF WATER?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is SNF WATER profitable?
In financial year 2025, SNF WATER made a profit of €876,774.
Where can I find the annual accounts of SNF WATER?
SNF WATER filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SNF WATER due?
By 31-07-2027, for financial year 2026.Timeline

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