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SMULDERS TRADUCTION

Active
Private limited companyfounded 1994active for 32 yearsRue du 1er Chasseurs à Cheval 16A, 7000 Mons, BelgiumKBO/BCE: BE 0453.243.980
Summary

The computed 12-month bankruptcy probability of SMULDERS TRADUCTION is 1.6% (moderate). The 2025 annual accounts show equity of €27,888 and a net result of -€1,266. Equity has been growing by about 45% per year since 2018. Its solvency ranks better than 66% of 13,741 sector peers (NACE 46, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-08-1994 Normal situation
Activity
Wholesale of household textiles and bedding NACE 46412and 3 others
Establishment unit
2.068.157.091 5100 Namur, since 14-09-1994
Financial year end
31 December
Peppol
Reachable since 09-07-2026

Board and ownership

Board
  • Smulders MarcDirector
Shareholders
  • MARC SMULDERSannual accounts 2024

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€2,675
▼ 82.0%
Turnover
≈ €26,000
estimated
Loss
€1,266
Equity
€27,888
▼ 4.3%
Total assets
€46,483
▼ 1.0%
Score breakdownraises risk1 change of registered office in 24 monthsLiquidity: current ratio 3.271 of the last 3 accounts latelowers riskFounded in 1994Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 52% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 85-2
equity 60.0% of total assets
Liquidity 83+33
short-term debt 23.6%
Profitability 28-64
return on assets -2.7%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 0.7%lowest value 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025lowest value 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.2 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 1.2%▼ -0.6 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.2 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.2 percentage points vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.6%▼ -0.1 percentage points vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.27 (4.33 in 2024), above the usual 1.5. Short-term debt is 23.6% of total assets. 40% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 66% of them on solvency, 84% on liquidity, 25% on profitability and 32% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 3.27
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
38 days late
2023
21 days late
2022
39 days early
2021
44 days early
2020
39 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved from Jambes to MonsNew seat: rue du 1er Chasseur à Cheval au numéro 16A Bte 5A à 7000 Mons · Previous seat: RUE JEAN DE DAMPIERRE 5 BTE 11 5100 JAMBES
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as SMULDERS TRADUCTION: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €40,100 and €74,300, founded between 1988 and 1995.

CompanyTotal assetsGross margin
SMULDERS TRADUCTION Mons€46,483€2,675
HEDWIG PROFIL DESIGN Tournai€74,283€3,712
G&L FASHION Aalst€40,101€4,913
J.P. KRINGS LAINES Verviers€54,200€5,968
WEVERIJ TISSAGE VANNESTE PHILIPPE Kortrijk€71,765€1,907
BRABELLE Sint-Gillis (bij-Brussel)€56,774€3,549
LOUISE LESS Waterloo€52,385€7,026
Full comparison

Key facts about SMULDERS TRADUCTION

What is the company number of SMULDERS TRADUCTION?
The company number of SMULDERS TRADUCTION is 0453.243.980. The VAT number is the same number with BE in front: BE 0453.243.980.
Where is SMULDERS TRADUCTION based?
The registered office is at Rue du 1er Chasseurs à Cheval 16A, 7000 Mons.Company details
What does SMULDERS TRADUCTION do?
According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
What is the legal form of SMULDERS TRADUCTION?
The legal form of SMULDERS TRADUCTION is Private limited company (BV).
When was SMULDERS TRADUCTION founded?
SMULDERS TRADUCTION was founded on 12-08-1994.
Is SMULDERS TRADUCTION still active?
Yes, SMULDERS TRADUCTION is an active enterprise in the KBO register.
What is the turnover of SMULDERS TRADUCTION?
The turnover in financial year 2025 is ≈ €26,000. This figure is estimated from the gross margin of €2,675 and 42 comparable companies (NACE 464). It probably lies between €14,000 and €100,000. It is a rough estimate. In financial year 2018 turnover was €23,786.Financials
Is SMULDERS TRADUCTION profitable?
In financial year 2025, SMULDERS TRADUCTION made a loss of €1,266.
Where can I find the annual accounts of SMULDERS TRADUCTION?
SMULDERS TRADUCTION filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMULDERS TRADUCTION due?
SMULDERS TRADUCTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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