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SmartCoop

Active
Cooperative companyfounded 2016active for 9 yearsCoenraetsstraat 72, 1060 Sint-Gillis (bij-Brussel), Belgium34 active companies are registered at this addressKBO/BCE: BE 0668.600.511
Summary

SmartCoop has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.7m and a net result of €346,117. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 53% of 3,850 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
SmartCoopActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
3rd largest employer in Sint-Gillis, Professional and technical services sector1 site
Size
€17.3moperating revenue 2025
Staff
137.6 FTE
Equity
€5.7m
Profit
€346,117
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
17 members
Holdings
1
Auditor: RSM Interaudit SCRL2025 accounts 29 days early
Why 96lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.52, cash €2.0mEquity €5.7m (57.1% of total assets)Figures for financial year 2025 (filed 02-07-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 70, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 82+9
equity 57.1% of total assets
Liquidity 54+22
short-term debt 42.9% · cash 19.9%
Profitability 82-1
return on assets 3.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (796 companies, NACE 70, medium-sized)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.6 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.52, compared with 0.98 in 2024, above the usual 1.5; short-term debt: 42.9% and cash: 19.9% of total assets), and 42.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized): better than 48% on solvency, 76% on liquidity, 88% on profitability and 46% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.52, cash €2.0m
NBB · annual accounts
lowers risk · Equity €5.7m (57.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 02-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
29 days early
2024
31 days early
2023
37 days early
2022
31 days early
2021
11 days early
2020
23 days early
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Anne-Laure Desgris (day-to-day manager)Gazette deed
  2. Amendment of the articlesDeclaration · Purpose change
  3. Appointments: Kathy Van der Elst (director)…Resignation: Anne-Laure Desgris (director)

Key points

  • Positive: 3rd largest employer in Sint-Gillis, Professional and technical services sectorin the Checked rankings No. 3 View
  • Board changedlatest change 30-09-2026 · 17 in office 7 joined · 7 left View
  • Merger with UBIKmerger on 27-08-2025 2025 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Turnover
€6,741
Profit
€346,117
Solvency
57.1%
Turnover▼ 14.5%
Net result
20192025
Go to Financials

Board & ownership

Board
17 members
Auditor
RSM Interaudit SCRL
  • SmartBeDirector
  • Frédéric GuarentioDirector
  • Luis PôletDirector
  • Laurent GemmelDirector
  • Aline SteinerDirector

and 12 other directors

Go to Board & ownership

Network & group

Subsidiaries
1
Connected companies
25
Mergers and asset contributions
1

1 subsidiary

Go to Network & group

Timeline

Events
45
Since
2017
Next accounts
by 31-07-2027
  1. 27-07-2026Appointments: Florianne Mandin, Haïchel Pal and 3…
  2. 02-07-2026Annual accounts filed
  3. 11-06-2026Resignation: Maria Glionna (director)
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Business and other management consultancyNACE 70200
Founded
30-12-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
7
Purpose
“Haar Vennoten toe te laten economische activiteiten te ontwikkelen in haar schoot of in…” (deed in Dutch)
Go to Articles of association

Key facts about SmartCoop

What is the company number of SmartCoop?
0668.600.511. In Belgium the VAT number is the company number with BE in front: BE 0668.600.511.
Where is SmartCoop based?
The registered office is at Coenraetsstraat 72, 1060 Sint-Gillis (bij-Brussel).Company details
What does SmartCoop do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SmartCoop?
Cooperative company (CV).
When was SmartCoop founded?
On 30-12-2016.
Is SmartCoop still active?
Yes, SmartCoop is an active enterprise in the KBO register.
How many employees does SmartCoop have?
On average 137.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SmartCoop?
€6,741 in financial year 2025, according to the filed annual accounts.
Is SmartCoop profitable?
In financial year 2025, SmartCoop made a profit of €346,117.
Where can I find the annual accounts of SmartCoop?
SmartCoop filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SmartCoop due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to SmartCoop

Subsidiaries and holdings

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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