Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for SK.BE according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €3k and a net result of €2k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
2 events15-05-2026
Bankruptcy
Opening
15-12-2025
KBO administration
Address struck
Filing behaviour
From the deposit records, complete market-wideFiling behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2023 | 31-07-2024 | 06-12-2024 | 128 d late | 2024-00611693 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
1 eventAddress struck
Financials
Turnover€68k
EBIT margin2.7%
Net result€2k
Working capital€1k
Directors1
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 06-12-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 95 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 55.8% | 25.2% | |
| Net result | €2k | €5k | |
| Equity | €3k | €17k | |
| Gross operating margin | €24k | €24k | |
| Staff costs | €22k | €31k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | €68k |
| EBITDA | - |
| Net profit | €2k |
| Cash flow | - |
| Staff costs | €22k |
| Income taxes | - |
| Dividends | - |
| Total assets | €5k |
| Equity | €3k |
| Debt | €2k |
| of which ≤ 1y | €2k |
| of which > 1y | - |
| Working capital | €1k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 1.57 |
| Quick ratio | 1.42 |
| Working capital ratio | 25.1% |
| Solvency | 55.8% |
| Debt / equity | 0.79 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 35.6% |
| Net margin | 2.7% |
| ROA | 36.2% |
| ROE | 64.9% |
| EBITDA margin | - |
| Days sales outstanding | 17d |
| Days payable outstanding | 8d |
| Inventory turnover | 133.27 |
| Days inventory (DSI) | 3d |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €5k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €4k |
| Stocks & contracts in progress | 3 | €327 |
| Amounts receivable within one year | 40/41 | €3k |
| Cash & bank | 54/58 | €6 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €5k |
| Equity | 10/15 | €3k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €2k |
| Amounts payable within one year | 42/48 | €2k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Turnover | 70 | €68k |
| Gross operating margin | 9900 | €24k |
| Operating result | 9901 | €2k |
| Financial charges | 65 | €12 |
| Result before taxes | 9903 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed25
/ 100
Weak
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
5 directorsCurrent directors & mandates
-
GASPAR NETO PEDRODirectorState Gazette act 25125207 (03-10-2025)Current01-09-2025 → present
Former directors (4)
-
Amini SabaoonDirectorState Gazette act 25053365 (24-04-2025)Former15-03-2025 → 01-09-2025
2 events
- 01-09-2025 Resigned· Director
- 15-03-2025 Appointed· Director
-
sherzad AhmadDirectorState Gazette act 24122841 (20-08-2024)Former05-08-2024 → 15-03-2025
2 events
- 15-03-2025 Resigned· Director
- 05-08-2024 Appointed· Director
-
SAMAD KashifDirectorState Gazette act 23054611 (21-04-2023)Former01-04-2023 → 05-08-2024
2 events
- 05-08-2024 Resigned· Director
- 01-04-2023 Appointed· Director
-
KHAN RahmatullahDirectorState Gazette act 23054611 (21-04-2023)Former- → 31-03-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | FRANK HEFFINCK MEENSESTEENWEG 347,
8501 BISSEGEM |
05-05-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Wassen en poetsen van motorvoertuigen(95316) |
| Legal form | Private limited company(610) |
| Incorporation | 18-08-2022 |
| Status | Active |
| Postal code | - |
| First BS signal | 15-05-2026 |
| Latest BS signal | 15-05-2026 |
Structure & network
Company structure: linked entities
1 linked entityMandates
↔
1
of these mandate-holders are active on other cases, click any red card to open that KBO.
Locations & real estate
Establishment units
2 locationsBAIT AL SULTAN
since 20242.362.486.369
EVERGEM HAND CARWASH
since 20252.368.132.957
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area1,608 m²
Buildings3
Building footprint507 m²
Volume (LiDAR)2,286 m³
Tallest building19.7 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302F0545/00E002 | Flanders | 1,037 m² | 1 · 231 m² | - |
| 44809I0770/00G003 | Flanders | 437 m² | 1 · 171 m² | 19.7 m · 4 fl. |
| 34027D0139/00Y011 | Flanders | 134 m² | 1 · 105 m² | 11.2 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette15-05-2026
Bankruptcy
Opening
15-12-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
5 acts Capital history · 4
24-04-2025
Capital change
20-08-2024
Capital change
21-04-2023
Capital change
27-09-2022
Capital change
Address history · 1
03-10-2025
Registered-office move
All acts · 5
updated 10 months ago
2025
03-10-2025 Registered office moved from SINT-PIETERS-LEEUW to MENEN
- BERGENSESTEENWEG 423A BUS 12, 1600 SINT-PIETERS-LEEUW → MOESKROENSTRAAТ 44, 8930 MENEN
24-04-2025 Transaction in capital or shares
2024
20-08-2024 Transaction in capital or shares
2023
21-04-2023 Transaction in capital or shares
2022
27-09-2022 Transaction in capital or shares
Analysis
Snowflake analysis
financial profile on 5 axes46
/ 100
Mixed profile: strong on solvency, weaker on stability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
25
Profitability
70
Solvency
88
Growth
-
Stability
0
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verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads BankActivities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
| Legal nameNL | SK.BE |
Registration history
- 15-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.