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SILFIN

Active Risk: not assessed
Public limited companyfounded 199927 years activePlantin en Moretuslei 1A, 2018 Antwerpen, BelgiumKBO/BCE: BE 0465.409.265
Summary

SILFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €215.3m and a net result of €10.3m. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 606 sector peers (NACE 66, fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199Activities of head offices NACE 70100
#1 company by total assets in the province of Antwerp, Auxiliary financial services sector1 site
Size
€1.36bntotal assets 2025
Staff
3 FTE
Equity
€215.3m
Profit
€10.3m
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Parent
SCR - SIBELCO · 100%
Auditor: Ernst & YoungAccounts 58 days early
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 606 sector peers (2025).
NBB · sector comparison
Position among 606 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 days early
2024
49 days early
2023
41 days early
2022
52 days early
2021
40 days early
2020
59 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Resignation: Frédéric Deslypere (director)Appointment: Laurent Mouthuy (director) ·…
  3. Back to profitnet €10.3m

Key points

  • Positive: Back in profit in 2025after -€1.3m in 2024 €10.3m View
  • Positive: Company by total assets in the province of…in the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by SCR - SIBELCOknown shareholders 100% 100% View
  • Board changedlatest change 13-03-2026 · 3 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€1.36bn
Profit
€10.3m
Solvency
15.8%
Total assets▼ 15.9%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
SCR - SIBELCO · 100%
Known shareholders
100%
Auditor
Ernst & Young
  • Hilde WampersDirector
  • Lidia Tello AntolinDirector
  • Laurent MouthuyDirector
Go to Board & ownership

Timeline

Events
48
Since
2002
Next accounts
by 31-07-2027
  1. 09-07-2025Reappointment: Ernst & Young (statutory auditor)
  2. 27-06-2025Capital & shares · Statutes amendment
  3. 12-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other activities auxiliary to financial services, excluding insurance…NACE 66199
Founded
09-02-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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