SG IMMOFIN

Active

Public limited companyfounded 1990active for 36 yearsWaterloosesteenweg 1589, 1180 Ukkel, Belgium15 active companies are registered at this addressKBO/BCE: BE 0441.003.075

Summary

SG IMMOFIN has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.3m and a net result of €221,573. Equity is shrinking by about 3.9% per year across the filed financial years. Its solvency ranks better than 25% of 6,142 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

SG IMMOFINActiveChecked score 88/100

Risk analysis Report Compare

Activity

Agents in the wholesale of industrial machinery, ships and aircraft

NACE 46140

1 site

Size

€1.5mturnover 2025

Equity: €2.3m
Profit: €221,573

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Parent: SG HOLDING · 99.97%
Board: 5 members
Holdings: 3

Auditor: SRL ANDRE, MARBAIX & C°2025 accounts on time4 of 14 deeds summarised

Why 88raises riskLiquidity: current ratio 1.41, cash €382,1471 of the last 3 latelowers riskSize: turnover €1.5m, total assets €9.9mFounded in 1990Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 51% of its sector peers (NACE 46, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 48-4

equity 22.8% of total assets

Liquidity 38-7

short-term debt 37.1% · cash 3.8%

Profitability 71+32

return on assets 2.2%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,375 companies, NACE 46, small)

Last 24 months 11-2024: 1.2% 12-2024: 1.5%▲ +0.3 percentage points vs 11-2024 01-2025: 1.6%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.5%▼ -1.1 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.6%▲ +0.1 percentage points vs 10-2025 12-2025: 0.8%▲ +0.2 percentage points vs 11-2025 01-2026: 0.2%▼ -0.6 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €140,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.41, compared with 1.6 in 2024, below the usual 1.5; short-term debt: 37.1% and cash: 3.8% of total assets), and 77.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 26% on solvency, 41% on liquidity, 62% on profitability and 77% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.41, cash €382,147

NBB · annual accounts

Size: turnover €1.5m, total assets €9.9m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1990

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

1 of the last 3 late

NBB · filings

Latest accounts filed on time

The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 30-11-2025, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

37 days late

2023

20 days late

2022

12 days late

2021

on the day

2020

21 days early

2019

16 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 12 December (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-04-2026 year end28-10-2026 today30-11-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-11-2025 Annual accounts filedfinancial year 2025 · full…
30-04-2025 Back to profitnet €221,573
14-02-2025 Permanent representatives: Yves JOINAU, Jean-Daniel GOBLET…Appointments: SG HOLDING, Anthony GOBLET…

Key points

Positive: Back in profit in 2025after -€1.4m in 2024 €221,573 View
Controlled by SG HOLDINGknown shareholders 100% 99.97% View
Positive: 4 years of growth in a rowturnover 2025: €1.5m 4 years View

By topic

Financials

Financial year: 2025
Turnover: €1.5m
Profit: €221,573
Solvency: 22.8%

Turnover▲ 14.9%

Net result

20192025

Go to Financials

Board & ownership

Board: 5 members
Parent: SG HOLDING · 99.97%
Known shareholders: 100%
Auditor: SRL ANDRE, MARBAIX &…

CARTESIANADirector
SG HOLDINGDirector
Anthony GOBLETDirector
Emilie GOBLETDirector
TOLEFIDirector

Go to Board & ownership

Network & group

Group: TOLEFI
Subsidiaries, all levels: 3
Connected companies: 8

3 subsidiaries

Go to Network & group

Timeline

Events: 41
Since: 1992
Next accounts: by 30-11-2026

06-01-2025Annual accounts filed
05-06-2024Resignation: Isabelle THOUMYRE (director)
27-05-2024Capital & shares · Amendment of the…

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Agents in the wholesale of industrial machinery, ships…NACE 46140
Founded: 06-07-1990
Year ends: 30-04
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SG IMMOFIN

What is the company number of SG IMMOFIN?: 0441.003.075. In Belgium the VAT number is the company number with BE in front: BE 0441.003.075.
Where is SG IMMOFIN based?: The registered office is at Waterloosesteenweg 1589, 1180 Ukkel.Company details
What does SG IMMOFIN do?: According to the KBO register, the main activity is agents in the wholesale of industrial machinery, ships and aircraft (NACE 46140).
What is the legal form of SG IMMOFIN?: Public limited company (NV).
When was SG IMMOFIN founded?: On 06-07-1990.
Is SG IMMOFIN still active?: Yes, SG IMMOFIN is an active enterprise in the KBO register.
How many employees does SG IMMOFIN have?: On average 11.9 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of SG IMMOFIN?: €1.5m in financial year 2025, according to the filed annual accounts.
Is SG IMMOFIN profitable?: In financial year 2025, SG IMMOFIN made a profit of €221,573.
Where can I find the annual accounts of SG IMMOFIN?: SG IMMOFIN filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SG IMMOFIN due?: By 30-11-2026, for financial year 2026.Timeline