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SENIOR SERVICES

Active
Private limited companyfounded 1988active for 38 yearsRue Wauters Joseph 30-32, 6040 Charleroi, BelgiumKBO/BCE: BE 0434.162.397
Summary

SENIOR SERVICES has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€39,943) and a net result of -€1,505. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 601 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Residential care activities
NACE 87301
10th largest employer in Charleroi, Health and social work sector1 site
Size
€1.9mtotal assets 2025
Staff
70.7 FTE
Equity
-€39,943
Loss
-€1,505
Net result +100%: other schema
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
GERISCO · 100%
2025 accounts filed 13 days late8 deeds in the Belgian Official Gazette
Why 54raises riskCapped at 59: negative equityNegative equity -€39,943Last filed accounts filed 13 days late; 2 of the last 3 latelowers riskSector: Residential care activities (NACE 87)Liquidity: current ratio 0.81, cash €387,075Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 26% of its sector peers (NACE 87, medium-sized)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 23+2
equity -2.1% of total assets
Liquidity 25+11
short-term debt 102.1% · cash 20.3%
Profitability 69+69
return on assets -0.1%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (536 companies, NACE 87, medium-sized)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 2.3%▲ +2.2 percentage points vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.3%● unchanged vs 03-2026 05-2026: 2.2%▼ -0.1 percentage points vs 04-2026 06-2026: 2.4%▲ +0.2 percentage points vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 2.4%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%▼ -2.0 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.81, compared with 0.63 in 2024, below 1; short-term debt: 102.1% and cash: 20.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, medium-sized): better than 12% on solvency, 13% on liquidity, 52% on profitability and 27% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€39,943
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
lowers risk · Liquidity: current ratio 0.81, cash €387,075
NBB · annual accounts
raises risk · Last filed accounts filed 13 days late; 2 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€39,943
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
31 days late
2023
31 days late
2022
1 day early
2021
1 day late
2020
23 days late
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Weakest financial yearnet -€699,140

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€39,943 View
  • Positive: Result rose in 2025different schema filed ▲ 99.8% View
  • Caution: Among the weakest 10% on equitysector median €3.9m · 602 companies -€39,943 View
  • Controlled by GERISCO 100% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€1,505 View

By topic

Financials

Financial year
2025
Total assets
€1.9m
Loss
-€1,505
Solvency
-2.1%
Total assets▲ 89.2%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1989
Next accounts
by 31-07-2027
  1. 31-08-2024Annual accounts filed
  2. 30-07-2023Annual accounts filed
  3. 31-12-2022Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Residential care activitiesNACE 87301
Founded
30-04-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about SENIOR SERVICES

What is the company number of SENIOR SERVICES?
0434.162.397. In Belgium the VAT number is the company number with BE in front: BE 0434.162.397.
Where is SENIOR SERVICES based?
The registered office is at Rue Wauters Joseph 30-32, 6040 Charleroi.Company details
What does SENIOR SERVICES do?
According to the KBO register, the main activity is residential care activities (NACE 87301).
What is the legal form of SENIOR SERVICES?
Private limited company (BV).
When was SENIOR SERVICES founded?
On 30-04-1988.
Is SENIOR SERVICES still active?
Yes, SENIOR SERVICES is an active enterprise in the KBO register.
How many employees does SENIOR SERVICES have?
On average 70.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SENIOR SERVICES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is SENIOR SERVICES profitable?
In financial year 2025, SENIOR SERVICES made a loss of €1,505.
Where can I find the annual accounts of SENIOR SERVICES?
SENIOR SERVICES filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SENIOR SERVICES due?
By 31-07-2027, for financial year 2026.Timeline

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