Checked.be · Company dossierhttps://checked.be/en/c/saviva-0892516992 · as of 26-10-2026
SAVIVA
Active
Private limited company (pre-2019) · founded 2007 · active for 19 yearsAcaciastraat 10, 7850 Enghien, BelgiumKBO/BCE: BE 0892.516.992
Summary
The computed 12-month bankruptcy probability of SAVIVA is 3.2% (moderate). For SAVIVA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €190,110 and a net result of €22,905. Equity is growing by about 3.6% per year across the filed financial years. Its solvency ranks better than 81% of 18,249 sector peers (NACE 62, financial year 2023). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€226,706total assets 2023
Equity
€190,110
Profit
€22,905
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
3.2%
2023 figures too old to score
Structure
2024 accounts not filed, 452 days past the deadline
Signalsraises riskFigures for financial year 2023 (filed 29-09-2024)2 financial years not filed after the legal deadline; last filed accounts filed 60 days late; 3 of the last 3 lateSize: total assets €226,706Two or more financial years not filed2023 accounts filed 60 days latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency100=
equity 83.9% of total assets
Liquidity50=
short-term debt 16.1% · cash 2.7%
Profitability81+7
return on assets 10.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
3.2%Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.1% (25,886 companies, NACE 62, micro)
Last 24 months11-2024: 0.3%12-2024: 0.3%● unchanged vs 11-202401-2025: 0.3%● unchanged vs 12-2024lowest value02-2025: 0.3%● unchanged vs 01-202503-2025: 0.3%● unchanged vs 02-202504-2025: 0.3%● unchanged vs 03-202505-2025: 0.3%● unchanged vs 04-202506-2025: 0.3%● unchanged vs 05-202507-2025: 0.3%● unchanged vs 06-202508-2025: 0.4%▲ +0.1 percentage points vs 07-202509-2025: 0.5%▲ +0.1 percentage points vs 08-202510-2025: 0.6%▲ +0.1 percentage points vs 09-202511-2025: 0.7%▲ +0.1 percentage points vs 10-202512-2025: 0.9%▲ +0.2 percentage points vs 11-202501-2026: 1.7%▲ +0.8 percentage points vs 12-202502-2026: 1.7%● unchanged vs 01-202603-2026: 1.8%▲ +0.1 percentage points vs 02-202604-2026: 1.6%▼ -0.2 percentage points vs 03-202605-2026: 1.6%● unchanged vs 04-202606-2026: 1.6%● unchanged vs 05-202607-2026: 1.6%● unchanged vs 06-202608-2026: 2.5%▲ +0.9 percentage points vs 07-202609-2026: 2.5%● unchanged vs 08-202610-2026: 3.2%▲ +0.7 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline26-10-2026 today
raises risk · 2023 accounts filed 60 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-09-2024, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 72 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Highest result from 2018 to 2023net €22,905 ▲183%
Annual accounts filedfinancial year 2022 · micro…
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025452 days past the deadlineView
Positive: Among the best 20% on solvencysector median 60.8% · 18,249 companies83.9%View
Total assets 20236 financial years filed€226,706View