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SAVEURS DU CHEF

Active
Private limited companyfounded 2008active for 17 yearsRue Nazareth 12, 4651 Herve, BelgiumKBO/BCE: BE 0807.531.730
Summary

SAVEURS DU CHEF has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €207,115. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 987 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Manufacture of food products
NACE 10840Wholesale of meat and meat products, excluding game and poultry NACE 46321
9th largest company by total assets in Herve, Manufacturing sector1 site
Size
€6.8mtotal assets 2025
Staff
4.4 FTE
Equity
€2.2m
Profit
€207,115
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Largest shareholder
STOMMEN · 33.77%
Accounts 1 day early3 of 8 deeds read
Why 87raises risk1 change of registered office in 24 monthslowers riskSize: 4.4 FTE, total assets €6.8mFigures for financial year 2025 (filed 30-07-2026)Founded in 2008Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Strong
Solvency 57+1
equity 31.7% of total assets
Liquidity 53+9
short-term debt 21.5% · cash 8.4%
Profitability 73-1
return on assets 3.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,076 companies, NACE 10, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.5 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.2 percentage points vs 04-2026 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.3%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.2%▼ -1.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.97, compared with 0.67 in 2024, below 1; short-term debt: 21.5% and cash: 8.4% of total assets), and 68.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 49% on solvency, 55% on liquidity, 51% on profitability and 57% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: 4.4 FTE, total assets €6.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 30-07-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.2m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
35 days early
2023
on the day
2022
32 days early
2021
30 days late
2020
4 days late
2019
67 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Permanent representative: Boris WesphaelGazette deed
  3. Equity above €2mequity €2.2m ▲10.6%

Key points

  • Positive: Among the best 6% on equitysector median €258,854 · 987 companies €2.2m View
  • Positive: 8 profitable years in a rowprofit 2025: €207,115 8 years View
  • Known shareholdersaccounts at 31-12-2025 100% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€6.8m
Profit
€207,115
Solvency
31.7%
Total assets▲ 9.1%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2010
Next accounts
by 31-07-2027
  1. 26-09-2025Registered office
  2. 26-06-2025Annual accounts filed
  3. 31-12-2024Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of food productsNACE 10840
Founded
03-11-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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