Financials
- Financial year
- 2025
- Total assets
- €430,285
- Profit
- €41,483
- Solvency
- 67.2%
Total assets▲ 12.6%
Net result
20182025
SANDRAMAC
ActiveSummary
SANDRAMAC has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289,107 and a net result of €41,483. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 72% of 5,766 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€430,285total assets 2025
- Equity
- €289,107
- Profit
- €41,483
Structure
- Parent
- SBCW · 100%
2025 accounts filed 61 days late3 of 5 deeds summarised
Why 85raises riskLast filed accounts filed 61 days late; 1 of the last 3 lateLiquidity: current ratio 0.52, cash €665lowers riskFounded in 1994Legal form: public limited companyShow the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency
92+2
equity 67.2% of total assets
Liquidity
36+2
short-term debt 32.8% · cash 0.2%
Profitability
81+5
return on assets 9.6%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● unchanged vs 11-2024lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.4%▼ -0.2 percentage points vs 09-2026
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.52, compared with 0.04 in 2024, below 1; short-term debt: 32.8% and cash: 0.2% of total assets), and 32.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 76% on solvency, 28% on liquidity, 78% on profitability and 73% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
20 days early
2023
51 days early
2022
4 days early
2021
23 days late
2020
27 days late
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Highest result from 2018 to 2025net €41,483 ▲84.6%
- Resignations & appointments · MiscellaneousCorrection
Key points
By topic
Board & ownership
- Parent
- SBCW · 100%
Timeline
- Events
- 39
- Since
- 1995
- Next accounts
- by 31-07-2027
- 11-07-2025Annual accounts filed
- 05-05-2025Resignation: Marc De Craemer (managing director)
- 10-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 27-01-1994
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 15
- Annual meeting
- Fourth Friday of March at 14:00
Key facts about SANDRAMAC
- What is the company number of SANDRAMAC?
- 0452.100.172. In Belgium the VAT number is the company number with BE in front: BE 0452.100.172.
- Where is SANDRAMAC based?
- The registered office is at Kortrijksesteenweg 150, 9830 Sint-Martens-Latem.Company details
- What does SANDRAMAC do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of SANDRAMAC?
- Public limited company (NV).
- When was SANDRAMAC founded?
- On 27-01-1994.
- Is SANDRAMAC still active?
- Yes, SANDRAMAC is an active enterprise in the KBO register.
- What is the turnover of SANDRAMAC?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is SANDRAMAC profitable?
- In financial year 2025, SANDRAMAC made a profit of €41,483.
- Where can I find the annual accounts of SANDRAMAC?
- SANDRAMAC filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SANDRAMAC due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to SANDRAMAC
Parent and group
- SBCW100%
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- IMMO W.E.P.Beauraing
- DDAHasselt
- Peach.ELDLeuven
- MONTIRISSint-Katelijne-Waver
- R.R. CLEVERAntwerpen
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