SAM-CO

Active

Private limited companyfounded 2009active for 16 yearsSchaffensesteenweg 7, 3583 Beringen, BelgiumKBO/BCE: BE 0821.478.548

Summary

SAM-CO has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €475,722 and a net result of €13,341. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 76% of 975 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

SAM-COActiveChecked score 95/100

Risk analysis Report Compare

Activity

Employment placement agencies

NACE 78100

1 site

Size

€618,224total assets 2025

Equity: €475,722
Profit: €13,341

Turnover not published (micro format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

GIJSEGOM,Michaël André SimoneDirector

2025 accounts 3 days early1 of 3 deeds summarised

Why 95raises risk1 of the last 3 latelowers riskLiquidity: current ratio 4.51, cash €551,475Equity €475,722 (76.9% of total assets)Founded in 2009Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 62% of its sector peers (NACE 78, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 76.9% of total assets

Liquidity 93+38

short-term debt 22.0% · cash 89.2%

Profitability 71-20

return on assets 2.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,375 companies, NACE 78, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +0.1 percentage points vs 11-2024 01-2025: 0.4%▲ +0.2 percentage points vs 12-2024highest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.2%▼ -0.2 percentage points vs 02-2025 04-2025: 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: < 0.1%▼ -0.3 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €45,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.51, compared with 7.81 in 2024, above the usual 1.5; short-term debt: 22% and cash: 89.2% of total assets), and 23.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 89% on solvency, 86% on liquidity, 43% on profitability and 31% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 4.51, cash €551,475

NBB · annual accounts

1 of the last 3 late

NBB · filings

Equity €475,722 (76.9% of total assets)

NBB · annual accounts

Founded in 2009

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

13 days late

2022

31 days late

2021

26 days late

2020

30 days late

2019

61 days late

2018

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end27-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-01-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Weakest financial yearnet €13,341 ▼87.8%
13-02-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Result fell in 2025from €109,206 to €13,341 ▼ 87.8% View
Positive: Among the best 5% on equitysector median €56,067 · 975 companies €475,722 View
Positive: 7 profitable years in a rowprofit 2025: €13,341 7 years View

By topic

Financials

Financial year: 2025
Total assets: €618,224
Profit: €13,341
Solvency: 76.9%

Total assets▲ 1.5%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

GIJSEGOM,Michaël André SimoneDirector

Go to Board & ownership

Timeline

Events: 20
Since: 2011
Next accounts: by 31-01-2027

30-06-2024Equity above €500,000
07-02-2024Resignation: GIJSEGOM,Michaël André Simone (manager)
31-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Employment placement agenciesNACE 78100
Founded: 16-12-2009
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 14

Annual meeting: First Thursday of December at 18:00
Purpose: “In België en in het buitenland,in het algemeen en in eigen naam en voor rekening van…” (deed in Dutch)

Go to Articles of association

Key facts about SAM-CO

What is the company number of SAM-CO?: 0821.478.548. In Belgium the VAT number is the company number with BE in front: BE 0821.478.548.
Where is SAM-CO based?: The registered office is at Schaffensesteenweg 7, 3583 Beringen.Company details
What does SAM-CO do?: According to the KBO register, the main activity is employment placement agencies (NACE 78100).
What is the legal form of SAM-CO?: Private limited company (BV).
When was SAM-CO founded?: On 16-12-2009.
Is SAM-CO still active?: Yes, SAM-CO is an active enterprise in the KBO register.
What is the turnover of SAM-CO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SAM-CO profitable?: In financial year 2025, SAM-CO made a profit of €13,341.
Where can I find the annual accounts of SAM-CO?: SAM-CO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAM-CO due?: By 31-01-2027, for financial year 2026.Timeline