S&G

Active Risk: not assessed

Private limited companyfounded 1993active for 33 yearsMechelsesteenweg 485, 2830 Willebroek, BelgiumKBO/BCE: BE 0450.349.026

Summary

S&G is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €87,858 and a net result of €1,126. Equity has been growing by about 3% per year since 2018. Its solvency ranks better than 56% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.

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S&GActive

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Official details

Source: KBO

Status: Active since 16-06-1993 Normal situation
Activity: Activities of holding companies NACE 64210and 1 other
Establishment unit: 2.068.993.766 2830 Willebroek, since 16-11-1994
Financial year end: 31 December
Peppol: Reachable since 19-02-2026

Company details

Board and ownership

Board

GIL SylvianneDirector
SMET YvesDirector

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €1,126; ▼ 56.2%
Equity: €87,858; ▲ 1.3%
Total assets: €152,902; ▼ 4.4%

2025 accounts filed 3 days after the deadline

Filed on 03-08-2026

Financials

Signalsraises risk2025 accounts filed 3 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.

raises risk

2025 accounts filed 3 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

3 days late

2024

2 days early

2023

2 days early

2022

16 days late

2021

52 days early

2020

27 days late

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

02-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: 3rd oldest company in Willebroek, Finance and insurance sectorin the Checked rankings No. 3 View
Positive: 8 profitable years in a rowprofit 2025: €1,126 8 years View

Recent changes

10-11-2023 · Gazette deed Reappointments: SMET Yves (director) and GIL Sylvianne (director)
09-07-1993 · Gazette deed Incorporation

All 13 events

Comparable companies

These companies have the same main activity as S&G: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €94,400 and €239,000, founded between 1987 and 1998.

Company	Total assets	Gross margin
S&G Willebroek	€152,902	€10,340
FOUR HOUSES Waasmunster	€170,750	€10,862
AVS Consultancy en Bemiddeling Oud-Turnhout	€171,045	€10,729
CelienCo Oud-Turnhout	€238,987	€9,636
VITA Westerlo	€214,205	€7,154
VETSAERTS Sint-Katelijne-Waver	€94,414	€12,155
DEN AXE Herent	€163,130	€13,113

Full comparison

Key facts about S&G

What is the company number of S&G?: The company number of S&G is 0450.349.026. The VAT number is the same number with BE in front: BE 0450.349.026.
Where is S&G based?: The registered office is at Mechelsesteenweg 485, 2830 Willebroek.Company details
What does S&G do?: According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of S&G?: The legal form of S&G is Private limited company (BV).
When was S&G founded?: S&G was founded on 16-06-1993.
Is S&G still active?: Yes, S&G is an active enterprise in the KBO register.
What is the turnover of S&G?: The turnover in financial year 2025 is ≈ €50,000. This figure is estimated from the gross margin of €10,340 and 54 comparable companies (NACE 64210). It probably lies between €26,000 and €87,000. It is a rough estimate.Financials
Is S&G profitable?: In financial year 2025, S&G made a profit of €1,126.
Where can I find the annual accounts of S&G?: S&G filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S&G due?: S&G must file the annual accounts for financial year 2026 by 31-07-2027.Timeline