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S.D. DECOR
ActiveFrom the official registers: KBO 33 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
S.D. DECOR has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,903) and a net result of -€1,844. Equity is shrinking by about 37% per year across the filed financial years. Its solvency ranks better than 6% of 9,865 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Official details
KBO- Status
- Active since 15-04-1993 Normal situation
- Legal form
- Private limited company (pre-2019)
- Registered office
- Chaussée de Soignies(Hoves) 105, 7830 Silly
- Activity
- Painting of buildings NACE 43341
- Establishment unit
- 2.063.201.084 7830 Silly, since 19-08-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 02-04-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.7%
Annual accounts 2025
- Gross margin
- €10,489
- ▲ 33.2%
- Turnover
- ≈ €87,000
- estimated
- Loss
- €1,844
- ▼ 45.1%
- Equity
- -€1,903
- ▼ 3,125%
- Total assets
- €24,547
- ▼ 26.2%
- Staff
- ≈ 0.2 FTE
- estimated
2025 accounts 25 days early
Filed on 06-07-2026at the National Bank
Why 53raises riskCapped at 59: negative equityNegative equity -€1,903Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €24,547Liquidity: current ratio 1.09, cash €22,551Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
17-8
equity -7.8% of total assets
Liquidity
50+17
short-term debt 91.2% · cash 91.9%
Profitability
40-3
return on assets -7.5%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● unchanged vs 11-2024
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 1.3%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 1.1%▼ -0.2 percentage points vs 08-2025
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.7%▼ -0.5 percentage points vs 07-2026lowest value
09-2026: 0.7%● unchanged vs 08-2026lowest value
10-2026: 0.7%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity tight (current ratio 1.09, compared with 0.88 in 2024, below the usual 1.5; short-term debt: 91.2% and cash: 91.9% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 7% on solvency, 43% on liquidity, 20% on profitability and 0% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1,903
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
28 days late
2023
5 days late
2022
30 days late
2021
29 days late
2020
25 days late
2019
36 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 06-07-2026
- Annual accounts 2024filed on 28-08-2025
- Annual accounts 2023filed on 05-08-2024
- Annual accounts 2022filed on 30-08-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0449.883.624
Key facts about S.D. DECOR
- What is the company number of S.D. DECOR?
- 0449.883.624. In Belgium the VAT number is the company number with BE in front: BE 0449.883.624.
- Where is S.D. DECOR based?
- The registered office is at Chaussée de Soignies(Hoves) 105, 7830 Silly.Company details
- What does S.D. DECOR do?
- According to the KBO register, the main activity is painting of buildings (NACE 43341).
- What is the legal form of S.D. DECOR?
- Private limited company (pre-2019) (BVBA).
- When was S.D. DECOR founded?
- On 15-04-1993.
- Is S.D. DECOR still active?
- Yes, S.D. DECOR is an active enterprise in the KBO register.
- What is the turnover of S.D. DECOR?
- ≈ €87,000 in financial year 2025. Estimated from the gross margin of €10,489: probably between €50,000 and €190,000, based on 59 comparable companies, NACE 433. A rough estimate.Financials
- Is S.D. DECOR profitable?
- In financial year 2025, S.D. DECOR made a loss of €1,844.
- Where can I find the annual accounts of S.D. DECOR?
- S.D. DECOR filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of S.D. DECOR due?
- By 31-07-2027, for financial year 2026.Timeline
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