Reno-Spec

Active

Private limited company (pre-2019)founded 2009active for 17 yearsAutolei 208, 2160 Wommelgem, BelgiumKBO/BCE: BE 0819.213.401

Summary

Reno-Spec has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219,690 and a net result of €29,151. Equity remains stable across the filed financial years (±1.8% per year). Its solvency ranks better than 68% of 13,632 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

Reno-SpecActiveChecked score 70/100

Risk analysis Report Compare

Activity

Wholesale of construction materials, general range

NACE 46831

1 site

Size

€347,446total assets 2025

Equity: €219,690
Profit: €29,151

Turnover not published (abbreviated or micro format)

Financial health

70 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

2025 accounts filed 60 days late8 deeds in the Belgian Official Gazette

Why 70raises riskLast filed accounts filed 60 days late; 2 of the last 3 lateLiquidity: current ratio 2.43, cash €2,923lowers riskFounded in 2009Equity €219,690 (63.2% of total assets)Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 61% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 88+12

equity 63.2% of total assets

Liquidity 34+8

short-term debt 36.8% · cash 0.8%

Profitability 79+10

return on assets 8.4%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)

Last 24 months 11-2024: 3.7% 12-2024: 3.7%● unchanged vs 11-2024 01-2025: 3.7%● unchanged vs 12-2024 02-2025: 3.8%▲ +0.1 percentage points vs 01-2025 03-2025: 2.1%▼ -1.7 percentage points vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.0%▼ -0.1 percentage points vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025 08-2025: 2.6%▲ +0.5 percentage points vs 07-2025 09-2025: 2.7%▲ +0.1 percentage points vs 08-2025 10-2025: 3.4%▲ +0.7 percentage points vs 09-2025 11-2025: 3.5%▲ +0.1 percentage points vs 10-2025 12-2025: 4.7%▲ +1.2 percentage points vs 11-2025 01-2026: 6.7%▲ +2.0 percentage points vs 12-2025 02-2026: 6.7%● unchanged vs 01-2026 03-2026: 6.9%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 6.5%▼ -0.4 percentage points vs 03-2026 05-2026: 6.5%● unchanged vs 04-2026 06-2026: 1.5%▼ -5.0 percentage points vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.8 percentage points vs 07-2026 09-2026: 2.6%▲ +0.3 percentage points vs 08-2026 10-2026: 0.7%▼ -1.9 percentage points vs 09-2026lowest value

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.43, compared with 1.82 in 2024, above the usual 1.5; short-term debt: 36.8% and cash: 0.8% of total assets), and 36.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 69% on solvency, 32% on liquidity, 71% on profitability and 71% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 60 days late; 2 of the last 3 late

NBB · filings

Founded in 2009

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 2.43, cash €2,923

NBB · annual accounts

Equity €219,690 (63.2% of total assets)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €219,690

2025 accounts filed 60 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 8 filings

Deviation from the deadline

2025

60 days late

2024

295 days late

2023

27 days early

2022

16 days late

2021

124 days late

2020

31 days late

2019

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 67 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 filed years within 86 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-09-2026 Annual accounts filedfinancial year 2025 · micro…
22-05-2026 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2025 Equity above €200,000equity €219,690 ▲15.3%

Key points

Positive: Among the best 20% on equitysector median €56,539 · 13,662 companies €219,690 View
Total assets 20256 financial years filed €347,446 View
Active since 2009founded 01-10-2009 17 years View

By topic

Financials

Financial year: 2025
Total assets: €347,446
Profit: €29,151
Solvency: 63.2%

Total assets▼ 6.3%

Net result

20182025

Go to Financials

Timeline

Events: 14
Since: 2019
Next accounts: by 31-07-2027

31-12-2024Back to profit
04-07-2024Annual accounts filed
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Wholesale of construction materials, general rangeNACE 46831
Founded: 01-10-2009
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Reno-Spec

What is the company number of Reno-Spec?: 0819.213.401. In Belgium the VAT number is the company number with BE in front: BE 0819.213.401.
Where is Reno-Spec based?: The registered office is at Autolei 208, 2160 Wommelgem.Company details
What does Reno-Spec do?: According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of Reno-Spec?: Private limited company (pre-2019) (BVBA).
When was Reno-Spec founded?: On 01-10-2009.
Is Reno-Spec still active?: Yes, Reno-Spec is an active enterprise in the KBO register.
How many employees does Reno-Spec have?: On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Reno-Spec?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Reno-Spec profitable?: In financial year 2025, Reno-Spec made a profit of €29,151.
Where can I find the annual accounts of Reno-Spec?: Reno-Spec filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Reno-Spec due?: By 31-07-2027, for financial year 2026.Timeline