Re-Load
ActiveSummary
The computed 12-month bankruptcy probability of Re-Load is 2.0% (moderate). The 2025 annual accounts show negative equity (-€10,762) and a net result of -€7. Equity is shrinking by ~48.5% per year across the filed fiscal years. Its solvency ranks better than 7% of 7114 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-7
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.51 in 2024; short-term debt: 168.4% and cash: 76% of total assets), and equity is negative.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-68.4%
Return on assets
0%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€10,762
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
42 d late
2023
122 d early
2022
1 d early
2021
on the day
2020
17 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€10,762▼ 0.1%
2024 · -€10,755
Total assets
€15,735▲ 6.9%
2024 · €14,725
Net result
-€7
2024 · €799
Working capital
-€10,762▲ 13.6%
2024 · -€12,458
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,150-€5,054▲ 1.9%-€9,394▼ 85.9%€1,054€274▼ 74.0%
Net result-€5,322below the sector's middle half-€5,205below the sector's middle half▲ 2.2%-€9,641below the sector's middle half▼ 85.2%€799within the sector's middle half-€7within the sector's middle half
Equity€1,292below the sector's middle half▼ 80.5%-€1,913below the sector's middle half-€11,554below the sector's middle half▼ 504%-€10,755below the sector's middle half▲ 6.9%-€10,762below the sector's middle half▼ 0.1%
Total assets€25,605below the sector's middle half▼ 9.7%€17,644below the sector's middle half▼ 31.1%€11,413below the sector's middle half▼ 35.3%€14,725below the sector's middle half▲ 29.0%€15,735below the sector's middle half▲ 6.9%
Debt€24,314▲ 11.8%€19,557▼ 19.6%€22,968▲ 17.4%€25,481▲ 10.9%€26,498▲ 4.0%
Working capital-€13,271below the sector's middle half-€11,835below the sector's middle half▲ 10.8%-€17,345below the sector's middle half▼ 46.6%-€12,458below the sector's middle half▲ 28.2%-€10,762below the sector's middle half▲ 13.6%
Solvency5.0%below the sector's middle half▼ 18.3pp-10.8%below the sector's middle half▼ 15.9pp-101.2%below the sector's middle half▼ 90.4pp-73.0%below the sector's middle half▲ 28.2pp-68.4%below the sector's middle half▲ 4.6pp
Current ratio0.45below the sector's middle half▼ 1.050.39below the sector's middle half▼ 0.060.24below the sector's middle half▼ 0.150.51below the sector's middle half▲ 0.270.59below the sector's middle half▲ 0.08
Return on assets (ROA)-20.8%below the sector's middle half▼ 39.3pp-29.5%below the sector's middle half▼ 8.7pp-84.5%below the sector's middle half▼ 55.0pp5.4%within the sector's middle half▲ 89.9pp0.0%within the sector's middle half▼ 5.5pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Key figures and ratios
EBITDA
€1,977▼
2024 · €5,142
Cash flow
€1,696▼
2024 · €4,886
Debt to equity
-2.46▼
2024 · -2.37
Interest coverage
16.99▼
2024 · 53.86
Debt ≤ 1 year
€26,498▲
2024 · €25,481
Income taxes
€165▲
2024 · €160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
5.1%
went bankrupt
5.4%
stopped otherwise
89%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,586 | €2,157 | - | €499 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,641 | €4,641 | €4,131 | €4,087 | €1,703 | ▼ 58.3% |
| Other operating charges640/8 | €62 | €62 | €62 | €62 | €62 | = |
| Gross operating margin9900 | -€447 | -€351 | -€5,201 | €5,204 | €2,039 | ▼ 60.8% |
| Operating profit (loss)9901 | -€5,150 | -€5,054 | -€9,394 | €1,054 | €274 | ▼ 74.0% |
| Financial charges65/66B | €35 | €114 | €93 | €95 | €116 | ▲ 21.9% |
| Recurring financial charges65 | €35 | €114 | €93 | €95 | €116 | ▲ 21.9% |
| Profit (loss) for the period before taxes9903 | -€5,185 | -€5,168 | -€9,487 | €959 | €158 | ▼ 83.5% |
| Income taxes67/77 | €137 | €37 | €154 | €160 | €165 | ▲ 3.1% |
| Profit (loss) for the period9904 | -€5,322 | -€5,205 | -€9,641 | €799 | -€7 | ▼ 101% |
| Profit (loss) for the period to be appropriated9905 | -€5,322 | -€5,205 | -€9,641 | €799 | -€7 | ▼ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25,605 | €17,644 | €11,413 | €14,725 | €15,735 | ▲ 6.9% |
| Fixed assets21/28 | €14,563 | €9,921 | €5,790 | €1,703 | - | - |
| Tangible fixed assets22/27 | €14,563 | €9,921 | €5,790 | €1,703 | - | - |
| Furniture and vehicles24 | €14,563 | €9,921 | €5,790 | €1,703 | - | - |
| Current assets29/58 | €11,043 | €7,722 | €5,623 | €13,022 | €15,735 | ▲ 20.8% |
| Amounts receivable within one year40/41 | €5,396 | €2,567 | €1,065 | €3,376 | €2,914 | ▼ 13.7% |
| Trade receivables40 | €5,396 | €2,567 | €1,065 | €3,376 | €2,914 | ▼ 13.7% |
| Cash at bank and in hand54/58 | €5,647 | €4,427 | €3,767 | €8,830 | €11,958 | ▲ 35.4% |
| Deferred charges and accrued income490/1 | - | €729 | €791 | €817 | €863 | ▲ 5.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25,605 | €17,644 | €11,413 | €14,725 | €15,735 | ▲ 6.9% |
| Equity10/15 | €1,292 | -€1,913 | -€11,554 | -€10,755 | -€10,762 | ▼ 0.1% |
| Contributions10/11 | €1,500 | €3,500 | €3,500 | €3,500 | €3,500 | = |
| Profit (loss) carried forward14 | -€208 | -€5,413 | -€15,054 | -€14,255 | -€14,262 | = |
| Amounts payable17/49 | €24,314 | €19,557 | €22,968 | €25,481 | €26,498 | ▲ 4.0% |
| Amounts payable within one year42/48 | €24,314 | €19,557 | €22,968 | €25,481 | €26,498 | ▲ 4.0% |
| Trade debts44 | €6,693 | €512 | €118 | €266 | €156 | ▼ 41.3% |
| Suppliers440/4 | €6,693 | €512 | €118 | €266 | €156 | ▼ 41.3% |
| Taxes, remuneration and social security45 | €606 | €925 | €672 | €1,701 | €1,600 | ▼ 5.9% |
| Taxes450/3 | €606 | €925 | €672 | €1,701 | €1,600 | ▼ 5.9% |
| Other amounts payable47/48 | €17,015 | €18,120 | €22,178 | €23,513 | €24,741 | ▲ 5.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,322 | -€5,205 | -€9,641 | €799 | -€7 | ▼ 101% |
| + Depreciation and write-downs630 | €4,641 | €4,641 | €4,131 | €4,087 | €1,703 | ▼ 58.3% |
| Operating cash flow (approximation) | -€681 | -€564 | -€5,510 | €4,886 | €1,696 | ▼ 65.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | -€1,220 | -€660 | €5,063 | €3,129 | ▼ 38.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-12
Financial
Back to profitnet €799
Net result €799 after 3 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€9,641
Net result drops to -€9,641, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €5,265
Net result €5,265 after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Ground area
1,445 m²
Building footprint
607 m²
Volume, LiDAR
17,126 m³
Parcel 71022H0606/00G000, Flanders · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Re-Load
since 20192.291.481.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0606/00G000 | Flanders | 1,445 m² | 1 · 607 m² | 32.2 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 1,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
96230Day spas, saunas and steam baths
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730892228
Also
9925:BE0730892228
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.