Age4 yrs
Real estate1 parcel · 3,154 m²
Summary
Conclusion
the dossier summarised in one paragraphThe file of RAZATEC contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 6.8% (elevated). The 2024 annual accounts show negative equity (€-5k) and a net result of €-6k. Its solvency ranks better than 8% of 2254 sector peers (fiscal year 2024).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone6.8%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Annual accounts: weaker financial profile
+Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events20-01-2026
Bankruptcy
Bankruptcy reversal
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalPrior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-6k
Working capital€-7k+30.0%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 23-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -57.0% | 27.4% | |
| Net result | €-6k | €6k | |
| Equity | €-5k | €17k | |
| Gross operating margin | €12k | €28k | |
| Staff costs | €7k | €36k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€1k
-89.8%
-94% vs sector
€-6k
-
far below sector median
€961
-89.6%
-95% vs sector
€8k
-74.4%
-86% vs sector
€-5k
-
far below sector median
€-7k
+30.0%
far below sector median
1
-
+67% vs sector
€7k
-68.2%
-75% vs sector
€2k
-
22-24
€13k
-49.6%
-38% vs sector
€13k
-49.6%
-55% vs sector
0.44
-26.5%
-75% vs sector
0.44
-26.5%
-75% vs sector
-57.0%
-
far below sector median
-2.75
-
far below sector median
132.8%
+90.5%
far above sector median
-75.7%
-
far below sector median
7.30
-89.2%
-85% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €1k |
| Net profit | €-6k |
| Cash flow | €961 |
| Staff costs | €7k |
| Income taxes | - |
| Dividends | - |
| Total assets | €8k |
| Equity | €-5k |
| Debt | €13k |
| of which ≤ 1y | €13k |
| of which > 1y | - |
| Working capital | €-7k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.44 |
| Quick ratio | 0.44 |
| Working capital ratio | -88.4% |
| Solvency | -57.0% |
| Debt / equity | -2.75 |
| Long-term debt ratio | - |
| Interest coverage | 7.30 |
| Gross margin | - |
| Net margin | - |
| ROA | -75.7% |
| ROE | 132.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €8k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €6k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €8k |
| Equity | 10/15 | €-5k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €5k |
| Accumulated profits (losses) | 14 | €-11k |
| Amounts payable | 17/49 | €13k |
| Amounts payable within one year | 42/48 | €13k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €12k |
| Operating result | 9901 | €-6k |
| Financial charges | 65 | €153 |
| Result before taxes | 9903 | €-6k |
| Net result for the period | 9904 | €-6k |
| Result to be appropriated | 9905 | €-6k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed25
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationRAZATEC
since 20212.322.003.420
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,154 m²
Buildings1
Building footprint885 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1298/00C000 | Flanders | 3,154 m² | 1 · 885 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette20-01-2026
Bankruptcy
Bankruptcy reversal
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Address history · 1
09-10-2024
Registered-office move
All acts · 1
updated 1 year ago
2024
09-10-2024 Registered office moved within Antwerpen
- De Keyserlei 58-60 bus 19 2018 Antwerpen → De Keyserlei 60C bus 1301 2018 Antwerpen
Analysis
Snowflake analysis
financial profile on 5 axes54
/ 100
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
25
Profitability
100
Solvency
33
Growth
32
Stability
79
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Credit advice
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Names & trade names
| Legal nameNL | RAZATEC |
Registered office
De Keyserlei 60C bus 1301
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.