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Ray, Stéphane

Active
Open bankruptcy
KBO/BCE: BE 0664.388.335
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Age28 yrs
Real estate1 parcel · 99 m²

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for Ray, Stéphane according to publications in the Belgian State Gazette. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Bankruptcy probability (12 mo)

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Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
13-11-2023
Bankruptcy Opening
Date: 06-11-2023 · Tribunal de l’entreprise du Hainaut, division Mons · RAY STEPHANE, AVENUE DE L’ENSEIGNEMENT 23/E/2, 7330 SAINT-GHISLAIN, né(e) le 19/09/1972 à MONS · Publications in State Gazette ↗

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No administrative flags

Financials

Annual accounts & ratios

Source: NBB
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.

Directors

Directors & mandates

No directors on record

No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator CHRISTOPHE TAQUIN
RUE NOTRE-DAME DEBON- NAIRE, 18, 7000 MONS- . Date provisoire de cessation de paiement : 06/11/2023
 06-11-2023 → present Belgian State Gazette

Legal Structure

NACE primary Activiteiten van bouwarchitecten(71111)
Legal form -
Incorporation01-10-1997
StatusActive
Postal code-
First BS signal 13-11-2023
Latest BS signal 13-11-2023

Structure & network

Company structure: linked entities

1 linked entity
Ray, StéphaneBE 0664.388.335CHRISTOPHE TAQUINReceiver ↔ 39JMDKonstructDOCUS STUDIOISTOG
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.

Locations & real estate

Establishment units

1 location
Avenue de l'Enseignement(SG) 23E, 7330 Saint-Ghislain
Activiteiten van fotografen, met uitzondering van persfotografen
since 19972.353.092.019
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area99 m²
Buildings1
Building footprint110 m²
Volume (LiDAR)1,381 m³
Tallest building15.4 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53070B0316/00R000 Wallonia 99 m² 1 · 110 m² 15.4 m · 4 fl.
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
13-11-2023
Bankruptcy Opening
Date: 06-11-2023 · Tribunal de l’entreprise du Hainaut, division Mons · RAY STEPHANE, AVENUE DE L’ENSEIGNEMENT 23/E/2, 7330 SAINT-GHISLAIN, né(e) le 19/09/1972 à MONS · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-11-13 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111Architecten74201
Primary activity highlighted.
Names & trade names
Legal name Ray, Stéphane
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.