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RASERVA

Active
Private limited companyfounded 20224 yrs activeTussen Beken 13, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0790.850.304
Summary

RASERVA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,844 and a net result of €117,211. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€200,718total assets 2025
Equity
€43,844
Profit
€117,211
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 79 d early1 of 2 deeds read
Why 93- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.14, cash €170,900+ Size: total assets €200,718Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 47-48
equity 21.8% of total assets
Liquidity 57-39
short-term debt 78.2% · cash 85.1%
Profitability 100=
return on assets 58.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -6.1% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +3.2% vs 05-2025 07-2025: < 0.1%▼ -9.4% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -3.4% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▼ -17.9% vs 04-2026lowest value 06-2026: < 0.1%▲ +69.6% vs 05-2026 07-2026: 0.1%▲ +113% vs 06-2026highest value 08-2026: 0.1%● 0.0% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 1.14, cash €170,900 lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €200,718 lowers the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 5.43 in 2024; short-term debt: 78.2% and cash: 85.1% of total assets), and 78.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 25%, liquidity 49%, profitability 85%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.14, cash €170,900
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €200,718
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 36981 sector peers (2025).
NBB · sector comparison
Position among 36981 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
79 d early
2024
50 d early
2023
1 d early
2022
41 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (3 of the last 4 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Power of…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2022net €117,211 ▲5.6%

Key points

  • Caution: Equity fell in 2025from €243,813 to €43,844 ▼ 82.0% View
  • Positive: Among the best 12% on net resultsector median €27,007 · 36,996 companies €117,211 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€200,718
Profit
€117,211
Solvency
21.8%
Total assets▼ 42.1%
Net result
20222025
Go to Financials

Timeline

Events
10
Since
2023
Next accounts
by 31-07-2027
  1. 04-06-2026Registered office
  2. 13-05-2026Annual accounts filed
  3. 31-12-2025Highest result since 2022
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
15-09-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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