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RAMO’S

Active
Private limited companyfounded 2023active for 3 yearsHilarius Bertolfstraat 13, 9050 Gent, BelgiumKBO/BCE: BE 0795.922.414

The file of RAMO’S contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 6.5% (elevated). The 2024 annual accounts show equity of €39,912 and a net result of €22,755. Its solvency ranks better than 39% of 527 sector peers (NACE 31, financial year 2024).

Overview

Official details

Source: KBO
Status
Active since 09-01-2023 Normal situation
Activity
Manufacture of furniture NACE 31002and 1 other
Establishment unit
2.340.664.438 since 09-01-2023
Financial year end
31 December
Peppol
Reachable since 31-03-2026

Board and ownership

Board
  • RAMZAN UNLUDirector · since 09-01-2023

Financial position

37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.5%
Annual accounts 2024
Gross margin
€45,892
▲ 99.2%
Turnover
≈ €180,000
estimated
Profit
€22,755
▲ 32.6%
Equity
€39,912
▲ 133%
Total assets
€140,492
▲ 17.5%
Staff
≈ 0.6 FTE
estimated
  • 2025 accounts not filed, 94 days past the deadline
Filed on 30-12-2025
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 152 days late; 2 of the last 3 accounts lateFigures for financial year 2024 (filed on 02-01-2026)Founded in 2023Size: total assets €140,492Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 54% of micro companies in furniture (NACE 31)
Financial strength · tick: 2023
Average
Solvency 53+14
equity 28.4% of total assets
Liquidity 17+14
short-term debt 71.6% · cash 4.7%
Profitability 78+5
return on assets 16.2%
Bankruptcy probability within 12 months
6.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (830 companies, NACE 31, micro)
Last 24 months 12-2024: 5.5% 01-2025: 5.6%▲ +0.1 percentage points vs 12-2024 02-2025: 5.6%● unchanged vs 01-2025 03-2025: 5.6%● unchanged vs 02-2025 04-2025: 5.6%● unchanged vs 03-2025 05-2025: 5.6%● unchanged vs 04-2025 06-2025: 5.6%● unchanged vs 05-2025 07-2025: 3.2%▼ -2.4 percentage points vs 06-2025lowest value 08-2025: 7.3%▲ +4.1 percentage points vs 07-2025highest value 09-2025: 7.2%▼ -0.1 percentage points vs 08-2025 10-2025: 7.2%● unchanged vs 09-2025 11-2025: 7.2%● unchanged vs 10-2025 01-2026: 7.2% 02-2026: 4.5%▼ -2.7 percentage points vs 01-2026 03-2026: 4.5%● unchanged vs 02-2026 04-2026: 4.6%▲ +0.1 percentage points vs 03-2026 05-2026: 4.5%▼ -0.1 percentage points vs 04-2026 06-2026: 4.3%▼ -0.2 percentage points vs 05-2026 07-2026: 4.3%● unchanged vs 06-2026 08-2026: 5.2%▲ +0.9 percentage points vs 07-2026 09-2026: 5.0%▼ -0.2 percentage points vs 08-2026 10-2026: 6.5%▲ +1.5 percentage points vs 09-2026 11-2026: 6.5%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.26 (1.03 in 2023), below the usual 1.5. Short-term debt is 71.6% and cash 4.7% of total assets. 71.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 31, micro). It does better than 39% of them on solvency, 14% on liquidity, 68% on profitability and 96% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises riskneutral
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 152 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 02-01-2026)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €140,492
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 152 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
152 days late
2023
517 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 335 days after the deadline. In the sector (NACE 31), the median for financial year 2024 was 7 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Bankruptcy Bankruptcy reversalEnterprise Court of Ghent, Ghent division · judgment of 23-12-2025
  2. · Bankruptcy Bankruptcy declaredEnterprise Court of Ghent, Ghent division · judgment of 04-11-2025
  3. · Gazette deed Registered office moved from Gent to Ledeberg
All 6 events

Comparable companies

These companies have the same main activity as RAMO’S: manufacture of furniture (NACE 31002). They are comparable in size and age: total assets between €85,300 and €159,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
RAMO’S Gent€140,492€45,892
BNI-Hout Lievegem€154,275€77,937
ALIAJ INTERIOR Evere€158,782€56,974
WH-Interieur Deerlijk€117,861€33,782
Joris Knuts Genk€100,982€33,458
AC Construct Oostrozebeke€153,055€70,991
Feel Wood Creation Frameries€85,255€62,445
Full comparison

Key facts about RAMO’S

What is the company number of RAMO’S?
The company number of RAMO’S is 0795.922.414. The VAT number is the same number with BE in front: BE 0795.922.414.
Where is RAMO’S based?
The registered office is at Hilarius Bertolfstraat 13, 9050 Gent.Company details
What does RAMO’S do?
According to the KBO register, the main activity is manufacture of furniture (NACE 31002).
What is the legal form of RAMO’S?
The legal form of RAMO’S is Private limited company (BV).
When was RAMO’S founded?
RAMO’S was founded on 09-01-2023.
Is RAMO’S still active?
Yes, RAMO’S is an active enterprise in the KBO register.
What is the turnover of RAMO’S?
The turnover in financial year 2024 is ≈ €180,000. This figure is estimated from the gross margin of €45,892 and 2,954 comparable companies of the same size. It probably lies between €110,000 and €330,000. It is a rough estimate.Financials
Is RAMO’S profitable?
In financial year 2024, RAMO’S made a profit of €22,755.
Where can I find the annual accounts of RAMO’S?
RAMO’S filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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