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R.FAIZ

Active
Private limited companyfounded 2023active for 3 yearsRue Albert(K) 4, 7540 Tournai, BelgiumKBO/BCE: BE 1001.472.639
Summary

The computed 12-month bankruptcy probability of R.FAIZ is 2.1% (moderate). The 2025 annual accounts show equity of €30,904 and a net result of €40,794. Its solvency ranks better than 51% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-10-2023 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment units
2.353.725.388 7540 Tournai, since 01-12-2023
2.369.623.985 7500 Tournai, since 03-02-2025
Financial year end
31 December
Peppol
Reachable since 06-11-2024

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
€94,779
Turnover
≈ €1.0m
estimated
Profit
€40,794
Equity
€30,904
Total assets
€89,408
Employees on 31-12-2025
3
Filed on 28-07-2026, 3 days before the deadline
Score breakdownraises riskFounded in 2023Size: total assets €89,4082 establishment unitsSector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Financial strength
Strong
Solvency 60
equity 34.6% of total assets
Liquidity 29
short-term debt 65.4% · cash 10.7%
Profitability 100
return on assets 45.6%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.8%lowest value 01-2025: 1.9%▲ +0.1 percentage points vs 12-2024 02-2025: 2.2%▲ +0.3 percentage points vs 01-2025 03-2025: 2.6%▲ +0.4 percentage points vs 02-2025 04-2025: 2.9%▲ +0.3 percentage points vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 3.2%▲ +0.3 percentage points vs 05-2025 07-2025: 3.2%● unchanged vs 06-2025 08-2025: 3.1%▼ -0.1 percentage points vs 07-2025 09-2025: 3.4%▲ +0.3 percentage points vs 08-2025 10-2025: 3.6%▲ +0.2 percentage points vs 09-2025 11-2025: 3.6%● unchanged vs 10-2025 12-2025: 3.6%● unchanged vs 11-2025 01-2026: 3.6%● unchanged vs 12-2025 02-2026: 3.6%● unchanged vs 01-2026 03-2026: 3.6%● unchanged vs 02-2026 04-2026: 3.6%● unchanged vs 03-2026 05-2026: 8.0%▲ +4.4 percentage points vs 04-2026highest value 06-2026: 7.9%▼ -0.1 percentage points vs 05-2026 07-2026: 7.9%● unchanged vs 06-2026 08-2026: 2.1%▼ -5.8 percentage points vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.1%● unchanged vs 09-2026 11-2026: 2.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.28, below the usual 1.5. Short-term debt is 65.4% and cash 10.7% of total assets. 65.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 50% of them on solvency, 26% on liquidity and 96% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €89,408
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Higher net result than 85% of companies in retail tradesector median €5,089 · 22,707 companies €40,794 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €7,000 · Appointment: FAIZ, Reyhan (director)
All 2 events

Comparable companies

These companies have the same main activity as R.FAIZ: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €75,300 and €106,000, founded in 2023.

CompanyTotal assetsGross margin
R.FAIZ Tournai€89,408€94,779
JHANG Manage€75,335€89,458
OKFI Sint-Niklaas€86,572€93,378
MEDITERRANEAN MARKET Leuven€105,684€86,710
AJK BUSINESS Halle€96,420€76,623
BIEDRONKA XL Wemmel€87,583€110,767
JOTTA IMPORT EXPORT Waremme€102,465€85,324
Full comparison

Key facts about R.FAIZ

What is the company number of R.FAIZ?
The company number of R.FAIZ is 1001.472.639. The VAT number is the same number with BE in front: BE 1001.472.639.
Where is R.FAIZ based?
The registered office is at Rue Albert(K) 4, 7540 Tournai.Company details
What does R.FAIZ do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of R.FAIZ?
The legal form of R.FAIZ is Private limited company (BV).
When was R.FAIZ founded?
R.FAIZ was founded on 20-10-2023.
Is R.FAIZ still active?
Yes, R.FAIZ is an active enterprise in the KBO register.
How many employees does R.FAIZ have?
R.FAIZ had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does R.FAIZ fall under?
In its 2025 annual accounts, R.FAIZ states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of R.FAIZ?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €94,779 and 99 comparable companies (NACE 47110). It probably lies between €710,000 and €1.5m.
Is R.FAIZ profitable?
In financial year 2025, R.FAIZ made a profit of €40,794.
Where can I find the annual accounts of R.FAIZ?
R.FAIZ filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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