R & C

Active

Private limited companyfounded 1999active for 27 yearsJodenstraat 43, 2270 Herenthout, BelgiumKBO/BCE: BE 0466.608.602

Summary

R & C has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €333,891 and a net result of €69,093. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 60% of 13,626 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

R & CActiveChecked score 96/100

Risk analysis Report Compare

Activity

Wholesale of household textiles and bedding

NACE 46412Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716

1 site

Size

€629,447total assets 2025

Staff: 2 FTE
Equity: €333,891
Profit: €69,093

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Accounts 34 days early0 of 1 deed read

Why 96lowers riskLiquidity: current ratio 2.08, cash €144,557Size: total assets €629,447Founded in 1999Equity €333,891 (53.0% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 68% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 78-12

equity 53.0% of total assets

Liquidity 58-17

short-term debt 43.3% · cash 23.0%

Profitability 82=

return on assets 11.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,868 companies, NACE 46, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.08, compared with 2.78 in 2024, above the usual 1.5; short-term debt: 43.3% and cash: 23% of total assets), and 47% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 60% on solvency, 64% on liquidity, 76% on profitability and 72% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 2.08, cash €144,557

NBB · annual accounts

Size: total assets €629,447

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1999

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €333,891 (53.0% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

34 days early

2024

14 days early

2023

12 days early

2022

15 days early

2021

5 days early

2020

7 days early

2019

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 16 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end24-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-03-2026 Annual accounts filedfinancial year 2025 · micro…
16-04-2025 Annual accounts filedfinancial year 2024 · micro…
18-04-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Among the best 10% on net resultsector median €5,606 · 13,632 companies €69,093 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €69,093 7 years View

By topic

Financials

Financial year: 2025
Total assets: €629,447
Profit: €69,093
Solvency: 53.0%

Total assets▲ 43.6%

Net result

20192025

Go to Financials

Timeline

Events: 30
Since: 2001
Next accounts: by 30-04-2027

30-09-2023Highest result from 2019 to 2025
30-09-2023Equity above €200,000
15-04-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale of household textiles and beddingNACE 46412
Founded: 26-07-1999
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about R & C

What is the company number of R & C?: 0466.608.602. In Belgium the VAT number is the company number with BE in front: BE 0466.608.602.
Where is R & C based?: The registered office is at Jodenstraat 43, 2270 Herenthout.Company details
What does R & C do?: According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
What is the legal form of R & C?: Private limited company (BV).
When was R & C founded?: On 26-07-1999.
Is R & C still active?: Yes, R & C is an active enterprise in the KBO register.
How many employees does R & C have?: On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of R & C?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is R & C profitable?: In financial year 2025, R & C made a profit of €69,093.
Where can I find the annual accounts of R & C?: R & C filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of R & C due?: By 30-04-2027, for financial year 2026.Timeline