Skip to content

QUALITY & MATTERS

Active
Private limited companyfounded 2003active for 23 yearsGuyotdreef 67, 2930 Brasschaat, BelgiumKBO/BCE: BE 0861.178.074
Summary

QUALITY & MATTERS has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335,147 and a net result of -€200,382. Equity remains stable across the filed financial years (±2.1% per year). Its solvency ranks better than 58% of 9,787 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
QUALITY & MATTERSActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of wines and spirits
NACE 46341
1 site
Size
≈ €650,000turnover 2025, estimated
Equity
€335,147
Loss
-€200,382
Turnover estimated from the gross margin
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Holdings
1
2025 accounts 11 days early1 of 6 deeds summarised
Why 68raises riskLoss of €200,382, the second in a row (financial year 2025)Liquidity: current ratio 0.17, cash €1,331lowers riskSize: total assets €660,856Founded in 2003Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 76+6
equity 50.7% of total assets
Liquidity 26+2
short-term debt 49.3% · cash 0.2%
Profitability 50+48
return on assets -30.3%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,889 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.8 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026highest value 08-2026: 0.7%▼ -0.3 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.17, compared with 0.38 in 2024, below 1; short-term debt: 49.3% and cash: 0.2% of total assets), and 49.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 58% on solvency, 24% on liquidity, 39% on profitability and 13% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €200,382, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.17, cash €1,331
NBB · annual accounts
lowers risk · Size: total assets €660,856
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€200,382
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
13 days early
2023
14 days early
2022
11 days early
2021
23 days early
2020
16 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€200,382
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 5% on net resultsector median €26,870 · 9,766 companies -€200,382 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Equity fell in 2025from €535,529 to €335,147 ▼ 37.4% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€200,382 View

By topic

Financials

Financial year
2025
Total assets
€660,856
Loss
-€200,382
Solvency
50.7%
Total assets▼ 44.1%
Net result
20182025
Go to Financials

Timeline

Events
27
Since
2005
Next accounts
by 31-07-2027
  1. 17-07-2024Annual accounts filed
  2. 17-01-2024Resignation: Johan STOFFELS (director)
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of wines and spiritsNACE 46341
Founded
23-06-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
23
Annual meeting
Third Friday of June at 18:00
Purpose
“Het organiseren,exploiteren,managen,creëren en doen functioneren van vennootschappen op…” (deed in Dutch)
Go to Articles of association

Key facts about QUALITY & MATTERS

What is the company number of QUALITY & MATTERS?
0861.178.074. In Belgium the VAT number is the company number with BE in front: BE 0861.178.074.
Where is QUALITY & MATTERS based?
The registered office is at Guyotdreef 67, 2930 Brasschaat.Company details
What does QUALITY & MATTERS do?
According to the KBO register, the main activity is wholesale of wines and spirits (NACE 46341).
What is the legal form of QUALITY & MATTERS?
Private limited company (BV).
When was QUALITY & MATTERS founded?
On 23-06-2003.
Is QUALITY & MATTERS still active?
Yes, QUALITY & MATTERS is an active enterprise in the KBO register.
How many employees does QUALITY & MATTERS have?
On average 0.1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of QUALITY & MATTERS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is QUALITY & MATTERS profitable?
In financial year 2025, QUALITY & MATTERS made a loss of €200,382.
Where can I find the annual accounts of QUALITY & MATTERS?
QUALITY & MATTERS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of QUALITY & MATTERS due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to QUALITY & MATTERS

Subsidiaries and holdings

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure