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PSMT RENOVATION

Active
Private limited companyfounded 2024active for 1 yearRue Constant-Ambroise 4, 5530 Yvoir, BelgiumKBO/BCE: BE 1016.370.354
Summary

PSMT RENOVATION has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,642 and a net result of €50,516. Its solvency ranks better than 84% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-11-2024 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.366.552.847 5530 Yvoir, since 19-11-2024
Financial year end
31 December
Peppol
Reachable since 23-11-2025

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€127,983
▲ 139%
Turnover
≈ €420,000
estimated
Profit
€50,516
▲ 19.9%
Equity
€94,642
▲ 114%
Total assets
€125,862
▲ 114%
Employees on 31-12-2025
1
  • 2025 accounts filed 20 days after the deadline
Score breakdownraises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 3.77, cash €114,047Equity €94,642 (75.2% of total assets)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 91% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 75.2% of total assets
Liquidity 91=
short-term debt 24.8% · cash 90.6%
Profitability 100=
return on assets 40.1%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2025: 0.4% 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.77 (3.25 in 2024), above the usual 1.5. Short-term debt is 24.8% and cash 90.6% of total assets. 24.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 91% on liquidity, 91% on profitability and 90% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.77, cash €114,047
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €94,642 (75.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
20 days late
2024
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 1 day after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Equity rose in 2025from €44,126 to €94,642 ▲ 114% View
  • Positive: Higher net result than 87% of companies in construction of buildingssector median €8,554 · 9,386 companies €50,516 View
  • New directorlatest change 01-05-2026 · 2 in office 1 joined View

Recent changes

  1. · Gazette deed Appointment: MEIREIS DA COSTA CARINA ISABEL (second administrateur)
  2. · Gazette deed IncorporationAppointment: RODRIGUES DA SILVA José Pedro (director)
All 4 events

Comparable companies

These companies have the same main activity as PSMT RENOVATION: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €113,000 and €147,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
PSMT RENOVATION Yvoir€125,862€127,983
CORNET CONSTRUCTION Gembloux€133,187€156,978
NK CONSTRUCTION Profondeville€135,884€110,944
De Wolf Dakwerken Sint-Lievens-Houtem€133,585€125,526
ABC MULTISERVICES Charleroi€116,851€113,027
Exact Interior Genk€147,201€116,826
Boutet Melvin Construction Herstal€113,165€125,556
Full comparison

Key facts about PSMT RENOVATION

What is the company number of PSMT RENOVATION?
The company number of PSMT RENOVATION is 1016.370.354. The VAT number is the same number with BE in front: BE 1016.370.354.
Where is PSMT RENOVATION based?
The registered office is at Rue Constant-Ambroise 4, 5530 Yvoir.Company details
What does PSMT RENOVATION do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PSMT RENOVATION?
The legal form of PSMT RENOVATION is Private limited company (BV).
When was PSMT RENOVATION founded?
PSMT RENOVATION was founded on 19-11-2024.
Is PSMT RENOVATION still active?
Yes, PSMT RENOVATION is an active enterprise in the KBO register.
How many employees does PSMT RENOVATION have?
PSMT RENOVATION had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PSMT RENOVATION?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €127,983 and 98 comparable companies (NACE 41001). It probably lies between €300,000 and €650,000.
Is PSMT RENOVATION profitable?
In financial year 2025, PSMT RENOVATION made a profit of €50,516.
Where can I find the annual accounts of PSMT RENOVATION?
PSMT RENOVATION filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PSMT RENOVATION due?
PSMT RENOVATION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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