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PSD Service

Active
Private limited companyfounded 2024active for 2 yearsRue de la Monnaie 10, 4460 Grâce-Hollogne, BelgiumKBO/BCE: BE 1015.150.035
Summary

The computed 12-month bankruptcy probability of PSD Service is 2.8% (moderate). The 2025 annual accounts show equity of €3,586 and a net result of -€1,414. Its solvency ranks better than 22% of 13,692 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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PSD ServiceActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of timber and building materials
NACE 46130Business and other management consultancy NACE 70200
2 sites
Size
≈ €400,000turnover 2025, estimated
Staff
2.3 FTE
Equity
€3,586
Loss
-€1,414
Turnover estimated from the gross margin
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Structure
2025 accounts 2 days early
Why 49raises riskFounded in 2024Liquidity: current ratio 0.87, cash €5152 establishment unitsEquity €3,586 (3.7% of total assets)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 29
equity 3.7% of total assets
Liquidity 1
short-term debt 95.9% · cash 0.5%
Profitability 17
return on assets -1.5%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2025: 1.9%lowest value 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 2.4%▲ +0.5 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.7%▲ +0.3 percentage points vs 03-2026 05-2026: 2.9%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 2.9%● unchanged vs 05-2026highest value 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 2.6%▼ -0.3 percentage points vs 07-2026 09-2026: 2.6%● unchanged vs 08-2026 10-2026: 2.8%▲ +0.2 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 19% on solvency, 3% on liquidity and 21% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.87, cash €515
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Equity €3,586 (3.7% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 13692 sector peers (2025).
NBB · sector comparison
Position among 13692 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: GRAULS Louis Léon (director)…

Key points

  • Among the largest 19% on gross marginsector median €28,660 · 13,665 companies €106,532 View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €97,155 View

By topic

Financials

Financial year
2025
Total assets
€97,155
Loss
-€1,414
Solvency
3.7%
Go to Financials

Company details

Sites
2
Legal form
Private limited company
Activity
Agents in the wholesale of timber and building…NACE 46130
Founded
16-10-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
30 May at 18:00
Purpose
“Le service commercial pour société tierce,autant en Belgique qu'à l'étranger; Les…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about PSD Service

What is the company number of PSD Service?
1015.150.035. In Belgium the VAT number is the company number with BE in front: BE 1015.150.035.
Where is PSD Service based?
The registered office is at Rue de la Monnaie 10, 4460 Grâce-Hollogne.Company details
What does PSD Service do?
According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
What is the legal form of PSD Service?
Private limited company (BV).
When was PSD Service founded?
On 16-10-2024.
Is PSD Service still active?
Yes, PSD Service is an active enterprise in the KBO register.
How many employees does PSD Service have?
On average 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PSD Service?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PSD Service profitable?
In financial year 2025, PSD Service made a loss of €1,414.
Where can I find the annual accounts of PSD Service?
PSD Service filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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